Full access to your cash without a minimum balance requirement, featuring identity theft protection. IDProtect®
No
$50
Ways to Reduce or Eliminate Monthly Service Fee.
The monthly service charge of $8.00 can be reduced by $4.00 for each of the following services:
The ideal interest-earning account for those 50 and better. Includes exclusive membership into the Horizons Club.
Includes: IDProtect®, earns interest,
one box of club checks per year, 20% off one safe deposit box. Also, no fees for money orders, cashier’s checks, account sweeps, stop payments & domestic wire transfers.
Yes
$50
The monthly membership fee of $8.00 will be waived by meeting one of the following requirements:
Earn interest while still having easy access to your funds. Enjoy unlimited check writing and check images with your monthly statement.
Yes
$2500
The monthly service charge of $8.00 will be waived if the average daily ledger balance is $2,500.00 or more.
Full access to your cash without a minimum balance requirement or monthly service fee. Learn more here.
No
$10
This account is available for ages 12-22 at no charge. The account will be converted to a Preferred Checking account at age 23.
Full access to your cash without a minimum balance requirement.
No
$50
Avoid a $4.00 monthly statement fee by signing up for electronic statements.
You may have experienced financial trouble in the past. You may have even had trouble opening a checking account. With New Opportunity Checking from First State Community Bank, you can be on your way to financial success.
No
$50
$7.95 with Direct Deposit, $9.95 without Direct Deposit.
The Cash Card is ideal for those who need a simple account with debit card access. It's also great for those who have had trouble opening a traditional type of account. Reach for Cash Card for a quick and easy way to pay.
No
$50; waived for customers without funds setting up government direct deposit.
$7.95 with Direct Deposit, $9.95 without Direct Deposit.
REQUIRED DISCLOSURE:
*Qualified deposit accounts include: Checking, Savings, Money Market, CDs and IRAs.
**Direct Deposit, E-Statement, 5 settled point-of-sale purchases or recurring debit card transactions per calendar month, Home Equity Line of Credit, Personal Loan, Mortgage Loan, IRA, First State Financial Management Investments. One of the qualifying products must be a direct deposit. First State Financial Management is a subsidiary of First State Community Bank; Securities and investment advisory services offered through NBC Securities, Inc, Member FINRA & SIPC. No bank guarantee ∙ Not FDIC insured ∙ May lose value
With your FSCB Debit Card you will enjoy access to over 37,000 surcharge-free MoneyPass® ATMs across the country. Make convenient deposits without a branch visit at thousands of locations found on our easy-to-use online and app ATM locators. There is no limit to the number of times you can access a MoneyPass® surcharge-free ATM. If it is a MoneyPass ATM, it is free for you to use anytime, anywhere.
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First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.