Every Checking Account Includes... 

ID Theft Protection icon

Free Mastercard® ID Theft Protection

Benefits of mobile bankingBenefits of mobile banking

Free Digital Banking


Free POcket Change


Access to Free ATMs Nationwide



Money Management Tools



Free Mastercard® Debit Card


Accounts For All Of Life's Moments


    Simple Account
    Standard Checking

    An account that provides full access to your cash, with perks like no minimum balance, Free ATM usage and ID Theft Protect. 

    Opening Deposit: $50.00

    Explore Account   

    Interest Earning
    Interest Checking

    Grow your money effortlessly while still maintaining access to your funds and additional perks. 

    Opening Deposit: $1,500.00

    Explore Account

    Golden Years
    Horizons Checking

    An account for those 55 or better who want to watch their money grow, connect with others, and enjoy full access with peace of mind. 

    Opening Deposit: $50.00

    Explore Account

    Early Years
    Student Checking

    An account that's FREE if you're 12- 22 and starting out on your financial journey.

    Opening Deposit: $10.00

    Explore Account

    rebuild financial stability
    New Opportunity Checking

    Rebuild your financial stability with educational resources and support. 

    Opening Deposit: $50.00

    Explore Account


    Re-build financial stability
    Cash Card Checking

    Rebuild your banking history with our second chance checking account, offering full cash access, financial coaching, and powerful money management tools

    Opening Deposit: $50.00

    Explore Account

    Open Your Account in 3 Simple Steps:


    Enter Personal Info

    You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri. 



    Fund Your Account

    You will need a major debit or credit card to initiate the opening balance. 


    Welcome to the FSCB Family

    You will receive an email from us for additional information. 

    Now that you know how easy it is, open your account now! 


    Open An Account

    Discover our Switch Kit checklist.


    Effortlessly transition your previous bank account transactions, like payments and direct deposits, to your new FSCB account hassle-free.  

    Switch Kit Step-by-Step Guide & Timeline