Preferred Checking
Full access to your cash without a minimum balance requirement, featuring identity theft protection. IDProtect®
No
$50
Ways to Reduce or Eliminate Monthly Service Fee.
The monthly service charge of $8.00 can can be reduced by $4.00 for each for the following services:
Horizons Club Checking
The ideal interest-earning account for those 50 and better. Includes exclusive membership into the Horizons Club.
Includes: IDProtect®, earns interest,
one box of club checks per year, 20% off one safe deposit box. Also, no fees for money orders, cashier’s checks, account sweeps, stop payments & domestic wire transfers.
Yes
$50
The monthly membership fee of $8.00 will be waived by meeting one of the following requirements:
Super NOW Checking
Earn interest while still having easy access to your funds. Enjoy unlimited check writing and check images with your monthly statement.
Yes
$2500
The monthly service charge of $8.00 will be waived if the average daily ledger balance is $2,500.00 or more.
Student Checking
Full access to your cash without a minimum balance requirement or monthly service fee.
No
$10
This account is available for ages 12-23 at no charge. The account will be converted to a Preferred Checking account at age 24.
Free eChecking
Full access to your cash without a minimum balance requirement.
No
$50
Avoid a $4.00 monthly statement fee by signing up for electronic statements.
New Opportunity Checking
You may have experienced financial trouble in the past. You may have even had trouble opening a checking account. With New Opportunity Checking from First State Community Bank, you can be on your way to financial success.
No
$50; waived for customers without funds setting up government direct deposit.
$7.95 with Direct Deposit, $9.95 without Direct Deposit.
Cash Card - Debit Account
The Cash Card is ideal for those who need a simple account with debit card access. It's also great for those who have had trouble opening a traditional type of account. Reach for Cash Card for a quick and easy way to pay.
No
$50; waived for customers without funds setting up government direct deposit.
$7.95 with Direct Deposit, $9.95 without Direct Deposit.
REQUIRED DISCLOSURE:
*Qualified deposit accounts include: Checking, Savings, Money Market, CDs and IRAs.
**Direct Deposit, E-Statement, 5 settled point-of-sale purchases or recurring debit card transactions per calendar month, Home Equity Line of Credit, Personal Loan, Mortgage Loan, IRA, First State Financial Management Investments. One of the qualifying products must be a direct deposit. First State Financial Management is a subsidiary of First State Community Bank; Securities and investment advisory services offered through NBC Securities, Inc, Member FINRA & SIPC. No bank guarantee ∙ Not FDIC insured ∙ May lose value
Access your accounts and manage your finances conveniently, securely, and on your time. Check balances, pay bills, review account activity, transfer money and more.
Checking Account ToolsThe app provides the same online banking access on-the-go, from your mobile device.
You can pay with the confidence that your accounts are being monitored and protected by a team of fraud specialists in our FSCB Fraud Center.
The digital money management tool that helps you to manage your cashflow, set savings goals, categorize expenses, and work towards your financial goals.
The nationwide ATM network that gives you access to cash at over 25,000 ATMs - at no charge. FSCB ATMs allow you to make deposits, check your balances, make transfers & more.
We will round up your debit card transactions to the nearest dollar and deposit the difference into your savings account. You can spend and save!
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First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.