Find the checking account that works for you.

Preferred Checking

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Full access to your cash without a minimum balance requirement, featuring identity theft protection. IDProtect®

No

$50

Ways to Reduce or Eliminate Monthly Service Fee.

The monthly service charge of $8.00 can  can  be reduced by $4.00 for each for the following services:

• Electronic Statements
• Direct Deposit totaling at least $1,000 per month
• $10,000 in combined average daily ledger balance in personal deposit accounts (includes checking, savings, money market, and CDs)
• Max reduction is $8

Horizons Club Checking

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The ideal interest-earning account for those 50 and better. Includes exclusive membership into the Horizons Club.
Includes: IDProtect®, earns interest,
one box of club checks per year, 20% off one safe deposit box. Also, no fees for money orders, cashier’s checks, account sweeps, stop payments & domestic wire transfers.

Yes

$50

The monthly membership fee of $8.00 will be waived by meeting one of the following requirements:

1. Maintaining a direct deposit & 2 qualifying products**
2. $10,000.00 in the combined average daily ledger balance in personal deposit accounts*

Super NOW Checking

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Earn interest while still having easy access to your funds. Enjoy unlimited check writing and check images with your monthly statement.

Yes

$2500

The monthly service charge of $8.00 will be waived if the average daily ledger balance is $2,500.00 or more.

Student Checking

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Full access to your cash without a minimum balance requirement or monthly service fee.

No

$10

This account is available for ages 12-22 at no charge. The account will be converted to a Preferred Checking account at age 23.

Free eChecking

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Full access to your cash without a minimum balance requirement.

No

$50

Avoid a $4.00 monthly statement fee by signing up for electronic statements.

New Opportunity Checking

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You may have experienced financial trouble in the past. You may have even had trouble opening a checking account. With New Opportunity Checking from First State Community Bank, you can be on your way to financial success.

No

$50; waived for customers without funds setting up government direct deposit.

$7.95 with Direct Deposit, $9.95 without Direct Deposit.

Cash Card - Debit Account

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The Cash Card is ideal for those who need a simple account with debit card access. It's also great for those who have had trouble opening a traditional type of account. Reach for Cash Card for a quick and easy way to pay.

No

$50; waived for customers without funds setting up government direct deposit.

$7.95 with Direct Deposit, $9.95 without Direct Deposit.