Free Digital Banking
Manage your bank accounts at your convenience at any time. Plus get features like mobile deposits, bill pay, electronic statements, and more!
This account comes with a wide variety of financial and money management resources to help maximize the value of your money. We know how important it can be to improve financial strength over time and we are here to help.
No Minimum Balance
You don't want the pressure of maintaining a minimum balance in the account
Mastercard ID Theft Protection
You want peace of mind knowing your personal information is protected through our Mastercard® ID Theft Protection
Sign Up.
Access to Free ATMs Nationwide
You want unlimited, no-fee access to nationwide ATMs; click here to find a free MoneyPass® ATM near you.
Money Management Resources
You want resources to help you track your budget, monitor spending, and gain insights into financial habits through our Money Management tools.
Access to Pocket Change
You want access to automatically save money while you shop when using your debit card linked to a savings account through our Pocket Change program. Enroll Now.
Financial Resources
All accounts have access to online financial resources to help you achieve financial success.
Manage your bank accounts at your convenience at any time. Plus get features like mobile deposits, bill pay, electronic statements, and more!
First State Community Bank Debit Mastercard, gives you fast and easy access to your money, but with security and simplicity that cash can’t offer. Learn More
Write numerous checks without paying a fee.
To Reduce the monthly account service charge of $9.95:
Maintain account in good standing for 18* months and you may be eligible to graduate to another account type. Helping you further succeed with your financial goals.
*Graduated cash card account holders only need to maintain an account in good standing for 6 months
You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri.
You'll need a major debit or credit card to initiate the opening balance.
Opening Deposit: $50
You will receive a verification email from us for additional information about your new checking account.
To open a New Opportunity Checking account, you’ll need your Social Security Number, a valid government-issued ID such as a driver’s license, and you must be a Missouri resident. You’ll also need a major debit or credit card to fund the $50 opening deposit.
You can reduce the $9.95 monthly service charge by setting up a monthly direct deposit to save $2.00 and choosing electronic statements to avoid a $3.00 paper statement fee.
If you maintain your New Opportunity Checking account in good standing for 18 months, you may be eligible to graduate to another account type. Graduated Cash Card account holders only need to maintain good standing for 6 months to qualify.