In Missouri, you must carry at least 25/50/25 liability coverage — that’s $25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage. But most drivers in Missouri benefit from higher limits and optional coverages to protect against rising medical and repair costs.

To get an auto insurance quote in Missouri, you’ll need your personal details, driver’s license information, vehicle details, and driving history. Insurers use this information to calculate your risk and give you an accurate price.

Normally, comparing car insurance quotes online means gathering your personal and vehicle details, entering them into multiple insurer websites, and then reviewing coverage options, limits, and prices side by side. But if you use FSIA, we’ll handle the comparison and shopping for you — saving time and ensuring you get the best deal without the hassle.

You can get car insurance discounts in Missouri by applying for programs that award you for driving safely, bunding policies, maintaining good credit, installing safety features, or working with an agency like FSIA, which can identify and apply all eligible discounts for you.

Your vehicle may qualify for classic car insurance if it’s older (often 20–25+ years), well-maintained, not used as a daily driver, and stored securely. Missouri insurers also look at usage, storage, and your driving record before approving coverage.