FDIC-Insured — Backed by full faith and credit of the U.S. Government

     

    New Opportunity Checking

    An account to help you optimize your financial position.

     

    New Opportunity Checking (1)

    Why Choose a New Opportunity Checking Account?

    This account comes with a wide variety of financial and money management resources to help maximize the value of your money. We know how important it can be to improve financial strength over time and we are here to help.

     

    No Minimum Balance
    You don't want the pressure of maintaining a minimum balance in the account 

    Mastercard ID Theft Protection

    You want peace of mind knowing your personal information is protected through our Mastercard® ID Theft Protection
     Sign Up. 

    Access to Free ATMs Nationwide
    You want unlimited, no-fee access to nationwide ATMs; click here to find a free MoneyPass® ATM near you. 

    Money Management Resources
    You want resources to help you track your budget, monitor spending, and gain insights into financial habits through our Money Management tools. 

    Access to Pocket Change
    You want access to automatically save money while you shop when using your debit card linked to a savings account through our Pocket Change program. Enroll Now. 

    Financial Resources
    All accounts have access to online financial resources to help you achieve financial success.

    Tips to Save:

    To Reduce the monthly account service charge of $9.95:

    • Maintain a monthly direct deposit to reduce the monthly service charge by $2.00
    • Go paperless and enroll in electronic statements to avoid a $3.00 monthly paper statement fee.

    Maintain account in good standing for 18* months and you may be eligible to graduate to another account type. Helping you further succeed with your financial goals.
    *Graduated cash card account holders only need to maintain an account in good standing for 6 months 

    Open Your Account in 3 Simple Steps

    1. Enter your personal information

    You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri.

    2. Fund your account

    You'll need a major debit or credit card to initiate the opening balance.

    Opening Deposit: $50

    3. Welcome to the FSCB family

    You will receive a verification email from us for additional information about your new checking account. 

    Frequently Asked Questions

    Not Sure Where to Start?
    Call Us

    Monday - Friday: 8:00 am - 10:00 pm
    Saturday - Sunday: 8:00 am - 5:00 pm
    Message Us

    Send our customer service team a message and we will get back to you.
    Visit Us

    Come by a local FSCB branch to speak with us in person.