Financial Management Insurance 877-955-3722
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    FDIC-Insured - Backed by full faith and credit of the U.S. Government

    Designed for you if...

    Access to Free ATMs Nationwide

    You want unlimited, no-fee access to nationwide ATMs; click here to find a free MoneyPass® ATM near you.  

    No Minimum Balance

    You don't want the pressure of maintaining a minimum balance in the account.

    Pocket Change

    You want access to automatically save money while you shop when using your debit card linked to a savings account through our Pocket Change program.  Click Here to Enroll.

    Money Management Resources
    You want resources to help you track your budget, monitor spending, and gain insights into financial habits through our Money Management tools. 
    Mastercard ID Theft Protection

    You want peace of mind knowing your personal information is protected through our Mastercard® ID Theft Protection. Click here to Sign Up. 

     
     
    Financial Resources

    You want access to online financial resources to help you achieve financial success. 

    Open Your Account NOW With 3 Simple Steps: 

    Open An Account

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    Enter Personal Info

    You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri. 

     

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    Fund Your Account

    You will need a major debit or credit card to initiate the opening balance. 

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    Welcome to the FSCB Family

    You will receive a verification email from us for additional information. 

    Tips to Save Money

    To Reduce the monthly account service charge of $9.95:
    Maintain a monthly direct deposit to reduce the monthly service charge by $2.00
    AND
    Go paperless and enroll in electronic statements to avoid a $3.00 monthly paper statement fee.
    Maintain account in good standing for 18* months and you may be eligible to graduate to another account type. Helping you further succeed with your financial goals.
    *Graduated cash card account holders only need to maintain an account in good standing for 6 months 

    Opening Deposit

    $50.00

    New Opportunity Checking Features: 

    Mobile-Bank-Vector

    Free Digital Banking

    Manage your bank accounts at your convenience at any time. Plus get features like mobile deposits, bill pay, electronic statements, and more! To Learn More Click Here.

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    Mastercard Debit Card

    First State Community Bank Debit Mastercard, gives you fast and easy access to your money, but with security and simplicity that cash can’t offer. To Learn More Click Here. 

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    Unlimited Check Writing

    Write numerous checks without paying a fee.

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    EqualHousing.White.3.5x2inFDIC-Insured - Backed by full faith and credit of the U.S. Government

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    © 2025 FSCB - All rights reserved Bank NMLS 412605 Web SecurityPrivacy Policy        Digital Banking Privacy Policy 

    First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.