Hobby Farms

Hobby farms may be smaller in scale, but they still face risks like animal-related injuries, equipment accidents, and product liability. Specialized hobby farm liability insurance covers:

• Bodily injury to visitors
• Equipment damage
• Product liability for goods sold (such as eggs or produce)

Large Industrial Farming

Industrial farming operations require broader, more robust protection. Coverage typically includes:

• High-value dwellings and structures
• Livestock and crop loss
• Equipment and machinery
• Liability related to food safety and contamination
  

Farming and Implement Dealerships

Dealerships benefit from coverage that includes:

• Commercial property insurance
• Equipment and inventory protection
• General liability and workers’ compensation
• Cyber and crime insurance
  



Farm Building Equipment

• Barns, silos, and outbuildings
• Machinery breakdown
• Theft, vandalism, and weather-related damage

Livestock Liability

Livestock liability insurance protects owners from risks associated with animal-related incidents, such as:

• Injury caused by animals
• Disease transmission
• Loss due to theft or fire
• Legal claims tied to livestock-related accidents
  

Farm Related Industries

For industries that support agriculture—such as textiles, forestry and fishing, and food and beverage manufacturing—coverage may include:

• Facility protection
• Equipment coverage
• Product liability