Free Digital banking
Manage your bank accounts at your convenience at any time. Plus get features like mobile deposits, bill pay, electronic statements, and more!
Low $50 Initial Deposit
No Minimum Balance
You don't want the pressure of maintaining a minimum balance in the account
Mastercard ID Theft Protection
You want peace of mind knowing your personal information is protected through our Mastercard® ID Theft Protection.
Sign Up.
Access to Free ATMs Nationwide
You want unlimited, no-fee access to nationwide ATMs; click here to find a free MoneyPass® ATM near you.
Money Management Resources
You want resources to help you track your budget, monitor spending, and gain insights into financial habits through our Money Management tools.
Access to Pocket Change
You want access to automatically save money while you shop when using your debit card linked to a savings account through our Pocket Change program. Enroll Now.
Manage your bank accounts at your convenience at any time. Plus get features like mobile deposits, bill pay, electronic statements, and more!
First State Community Bank Debit Mastercard, gives you fast and easy access to your money, but with security and simplicity that cash can’t offer. Learn More
You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri.
You will need a major debit or credit card to initiate the opening balance.
Opening Deposit: $50
You will receive a verification email from us for additional information about your new checking account.
Frequently Asked Questions
The Standard Checking account is ideal if you want easy access to your money with no minimum balance requirement, free digital banking, and perks like Mastercard ID Theft Protection and access to free ATMs nationwide.
You can avoid the $3 monthly paper statement fee by going paperless and enrolling in electronic statements.
This account includes free digital banking, a secure First State Community Bank Debit Mastercard, unlimited ATM access through MoneyPass®, automatic savings with the Pocket Change program, and money management tools to help track spending and budgeting.
© 2025 FSCB - All rights reserved Bank NMLS 412605 Backed by the full faith and credit of the U.S. Government. First State Community Bank is not registered as a broker-dealer or investment advisor. Investment products and services are offered by First State Financial Management through the registered broker-dealer NBC Securities. Any products and services offered by FSCB are separate and distinct from those offered through NBC Securities.
FDIC-Insured - Backed by full faith and credit of the U.S. Government
© 2025 FSFM - All rights reserved Securities and advisory services offered through NBC Securities, Inc., a Registered Investment Advisor. Member FINRA/SIPC. FSFM is a subsidiary of First State Community Bank. The FSFM name is used by certain employees of First State Community Bank who offer securities, advisory and insurance products and services through NBC, Securities, Inc. NBC Securities, Inc., is under separate ownership from any other named entity. Not Bank Guarantee ▪ May Lose value ▪ Not a Bank Deposit ▪ Not insured by FDIC or Any Other Government Agency NBC Securities, Inc., Client Relationship Summary
Copyright © 2025 First State Insurance Agency, Inc First State Insurance Agency is an affiliate of First State Community Bank due to common ownership. Not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.