FDIC-Insured — Backed by full faith and credit of the U.S. Government

    Flexible Financing for Public Projects

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    Our Municipal Services Team Provides Cost-effective Financing Solutions for:

     

    Lease-Purchase Agreements: Acquire assets without upfront capital
    • Equipment Financing: School Buses, Fire Trucks, Vehicles, IT systems, public works 
    • Real Estate & Facility Projects: Land acquisition, construction, renovations
    Bond Purchases: GO bonds, lease revenue bonds, COPs
    Tax Anticipation Notes (TAN) & Revenue Anticipation Notes (RAN): Short-term cash flow management
    Capital Improvement Notes: Roads, bridges, water systems
    Refinancing Solutions: Reduce interest costs or extend terms
    Interim Construction Financing: Bridge loans during build phases
    Customized financing and terms:
    Our fixed- and variable-rate loans include private placements of debt, direct lending and lease financing, with comprehensive, flexible lending terms up to 30 years. We offer Taxable & Tax-exempt financing - Bank qualified & Non-Bank qualified lending. 

     

    Streamlined Approval:
    We are committed to a streamlined credit approval process so you can secure the funding you need, when you need it. We work with your financial advisors, attorneys and underwriters to make your experience problem free. 

     

    “Being able to work with one responsive bank, a community bank vs. an investment bank, was more flexible, more convenient, and ultimately more cost-effective.” - Jason Daniels, City Administrator City of Hillsboro

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    © 2025 FSCB - All rights reserved Bank NMLS 412605 Backed by the full faith and credit of the U.S. Government. First State Community Bank is not registered as a broker-dealer or investment advisor. Investment products and services are offered by First State Financial Management through the registered broker-dealer NBC Securities. Any products and services offered by FSCB are separate and distinct from those offered through NBC Securities.

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    FDIC-Insured - Backed by full faith and credit of the U.S. Government

    © 2025 FSFM - All rights reserved Securities and advisory services offered through NBC Securities, Inc., a Registered Investment Advisor. Member FINRA/SIPC. FSFM is a subsidiary of First State Community Bank. The FSFM name is used by certain employees of First State Community Bank who offer securities, advisory and insurance products and services through NBC, Securities, Inc. NBC Securities, Inc., is under separate ownership from any other named entity. Not Bank Guarantee ▪ May Lose value ▪ Not a Bank Deposit ▪ Not insured by FDIC or Any Other Government Agency NBC Securities, Inc., Client Relationship Summary

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    Copyright © 2025 First State Insurance Agency, Inc First State Insurance Agency is an affiliate of First State Community Bank due to common ownership. Not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.

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