Whether you’re just starting out or building your dream home – we have a financing solution. Not to mention, our experienced lending team is ready to partner with you to help make the process quick and easy.

Choosing the right home loan for you.

Choosing the type of home loan that best fits your needs is an important step in the process of buying or refinancing a home. A traditional fixed-rate loan is designed so that your interest rate and payments stay the same for the entire life of the loan. It is a great option if you plan to live in your house for many years and want protection from the risk of rising interest rates.

Choosing the right home loan for you

Why choose us.

We’ll look out for you. We are the fixed-rate home loan team at First State Community Bank, which means your lender is trained to consider your overall financial goals as part of this loan process.

We offer a variety of loan programs for new purchases or refinancing. For qualified buyers we have options of up to 100% financing. We are committed to finding the program that will best suit your needs.

We live here too. We know the community and quite possibly your neighbors. Our loan decisions are made by local lenders. Our mission is to support growth in the communities we serve and when you work with us you become part of that mission.

Contact a Lender      Apply Today

Why choose us
Current Rates
Program
Rate
APR

30-Year

2.625%

3.135%

15-Year

2.375%

2.724%

2.125%

2.717%

FHA

3.000%

4.094%

VA

3.000%

3.777%