FDIC-Insured — Backed by full faith and credit of the U.S. Government

    Home Loans

    From first time buying to investment properties, our local team will help you navigate your home-buying journey with ease.

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    Meet Our Mortgage Lending Team

     
    Not sure who to apply with?

     If you don’t see your county listed above, contact us and we’ll connect you with the right mortgage loan officer who can help.
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    Home Loans through FSCB

    At FSCB, we recognize that each person's path to homeownership is unique. That's why our mortgage experts are here to help you navigate and choose the home loan that best suits your needs. We're here to make your dream home a reality.

    Small House

    Conventional

    For someone with a strong credit history and a down payment who fewer government requirements and potentially lower costs.

    FHA House

    Federal Housing Administration

    For first-time homebuyers or those looking for loan options with less strict financial requirements or smaller down payments.

    VA House

    Veteran Affairs (VA)

    For Veterans, active-duty service members, and certain members of the National Guard and Reserves.

    USDA

    USDA

    For individuals or families looking for a zero down payment mortgage option who wish to purchase in a qualified rural or suburban area.

    Missouri Housing Development Commission

    Missouri Housing Development Commission

    For those who meet MHDC income and purchase price limits and would like interest-free down payment assistance.

     

    JUMBO

    Jumbo

    For those with high income who are seeking to purchase or refinance luxury or high-value properties.

    Mortgage Refinance

    Mortgage Refinance

    For those seeking to lower their monthly payments, reduce their interest rate, or tap into their home’s equity.

    HELOC mobile cover

    Home Equity

    For those considering home improvements or renovations, a HELOC gives you access to flexible funds with lower interest rates.

    Adjustable Rate Mortgages

    Learn more about our adjustable rate options. We have specific resources designed to tell you everything you need to know.

    Find the payment option that's right for you.

     

     

    Frequently Asked Questions

    Not Sure Where to Start?

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    Monday - Friday: 8:00 am - 10:00 pm
    Saturday - Sunday: 8:00 am - 5:00 pm
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    Visit Us

    Come by a local FSCB branch to speak with us in person.