Free Digital Banking
Manage your bank accounts at your convenience at any time. Plus get features like mobile deposits, bill pay, electronic statements, and more! Learn More.
Life can send us challenges that are difficult to overcome. Sometimes these challenges can hurt our financial stability, credit and more. While rebuilding that financial stability can take time, we are here to help. If you are looking for a path to slowly rebuild your finances, this account can help you do it.
This account comes with a wealth of financial resources, money management resources and no pressure. There are no account minimums, only a $50 initial opening deposit, and more.
No pressure of maintaining a minimum balance in the account.
Access to online financial resources to help you achieve financial success.
Peace of mind knowing your personal information is protected through our Mastercard® ID Theft Protection. Sign Up.
Unlimited, no-fee access to nationwide ATMs; click here to find a free MoneyPass® ATM near you.
Resources to help you track your budget, monitor spending, and gain insights into financial habits through our Money Management tools.
Access to automatically save money while you shop when using your debit card linked to a savings account through our Pocket Change program. Enroll Now.
Manage your bank accounts at your convenience at any time. Plus get features like mobile deposits, bill pay, electronic statements, and more! Learn More.
First State Community Bank Debit Mastercard, gives you fast and easy access to your money, but with security and simplicity that cash can’t offer. Learn More.
To Reduce the monthly account service charge of $9.95:
Maintain account in good standing for 12 months and you may be eligible to graduate to another account level, New Opportunity. Helping you further succeed with your financial goals.
You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri.
You'll need a major debit or credit card to initiate the opening balance.
Opening Deposit: $50
You will receive a verification email from us for additional information about your new checking account.
To open a Cash Card Checking account, you’ll need your Social Security Number, a valid government-issued ID such as a driver’s license, and you must be a resident of Missouri. You’ll also need a major debit or credit card to fund the $50 opening deposit.
You can lower your $9.95 monthly service charge by setting up a monthly direct deposit to save $2.00 and opting for electronic statements to avoid a $3.00 paper statement fee.
This account includes a First State Community Bank Debit Mastercard for secure and easy access to your money, plus free digital banking with mobile deposits, bill pay, and electronic statements for convenient account management anytime.
© 2025 FSCB - All rights reserved Bank NMLS 412605 Backed by the full faith and credit of the U.S. Government. First State Community Bank is not registered as a broker-dealer or investment advisor. Investment products and services are offered by First State Financial Management through the registered broker-dealer NBC Securities. Any products and services offered by FSCB are separate and distinct from those offered through NBC Securities.
FDIC-Insured - Backed by full faith and credit of the U.S. Government
© 2025 FSFM - All rights reserved Securities and advisory services offered through NBC Securities, Inc., a Registered Investment Advisor. Member FINRA/SIPC. FSFM is a subsidiary of First State Community Bank. The FSFM name is used by certain employees of First State Community Bank who offer securities, advisory and insurance products and services through NBC, Securities, Inc. NBC Securities, Inc., is under separate ownership from any other named entity. Not Bank Guarantee ▪ May Lose value ▪ Not a Bank Deposit ▪ Not insured by FDIC or Any Other Government Agency NBC Securities, Inc., Client Relationship Summary
Copyright © 2025 First State Insurance Agency, Inc First State Insurance Agency is an affiliate of First State Community Bank due to common ownership. Not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.