Protect Your Business with Confidence

    Protect your business with tailored coverage, guidance, and support you can count on.

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    Why Commercial Insurance?

    Running a business comes with risk. Commercial insurance helps protect your team, your assets, and your bottom line—so unexpected events don’t derail your operations. From liability claims to property damage, the right coverage keeps your business secure and positioned for long-term success.

     

    Commercial Insurance Coverage Offerings

    Customized Coverage: Policies designed to fit your industry and business size.

    Guided Claims Process: Get back on your feet quickly with our streamlined support.

    Trusted by Hundreds: Join a growing network of protected businesses. 
    Qualified Agents: Licensed agents ready to guide you every step of the way.

    Tailored Coverage Options

    General Liability

    Protects your business from common risks such as customer injuries, property damage, and advertising-related claims.

    Commercial Property

    Covers your building, equipment, inventory, and other physical assets against fire, theft, vandalism, and other unexpected damage.

    Workers Compensation

    Provides medical coverage and wage support for employees who are injured on the job—while helping your business stay compliant.

    Professional Liability

    Safeguards your business against claims of errors, omissions, or professional negligence that may arise from your services.

    Cyber Liability 

    Offers protection against data breaches, cyberattacks, and digital threats, helping cover recovery costs and potential legal claims.

    Commercial Auto

    Covers vehicles used for business purposes, including accidents, property damage, and liability related to company-owned vehicles.

    Industry Specific Solutions

    Retail & E-commerce

    Construction & Contractors

    Restaurants & Hospitality

    Healthcare Providers

    Tech & Startups

    Real Estate & Property Management

    Protect What You’ve Built

    Reach out today and let us help you find the coverage that fits your business.

    Contact Us

    Not Sure Where to Start?

    Call Us

    Monday - Friday: 8:00 am - 5:00pm 
     
    Message Us

    Send our customer service team a message and we will get back to you. 
    Visit Us

    Come by a local FSIA location to speak with us in person.
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    © 2025 FSCB - All rights reserved Bank NMLS 412605 Backed by the full faith and credit of the U.S. Government. First State Community Bank is not registered as a broker-dealer or investment advisor. Investment products and services are offered by First State Financial Management through the registered broker-dealer NBC Securities. Any products and services offered by FSCB are separate and distinct from those offered through NBC Securities.

    Equal Housing Lender Member FDIC

    FDIC-Insured - Backed by full faith and credit of the U.S. Government

    © 2025 FSFM - All rights reserved Securities and advisory services offered through NBC Securities, Inc., a Registered Investment Advisor. Member FINRA/SIPC. FSFM is a subsidiary of First State Community Bank. The FSFM name is used by certain employees of First State Community Bank who offer securities, advisory and insurance products and services through NBC, Securities, Inc. NBC Securities, Inc., is under separate ownership from any other named entity. Not Bank Guarantee ▪ May Lose value ▪ Not a Bank Deposit ▪ Not insured by FDIC or Any Other Government Agency NBC Securities, Inc., Client Relationship Summary

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    Copyright © 2025 First State Insurance Agency, Inc First State Insurance Agency is an affiliate of First State Community Bank due to common ownership. Not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.

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