Money Management Resources
These can help you track budgets, monitor spending, and gain insights into strong financial habits.
This is an interest-bearing account focused on minimizing fees and allowing your money to grow without pressure or large minimums. If you are looking for simplicity in your savings, then this might be a great option for you.
We make the sign-up process very easy and painless. The account has just a $100 minimum deposit, and with electronic statements there are no fees. You can simply watch your money grow.
Money Management Resources
These can help you track budgets, monitor spending, and gain insights into strong financial habits.
Access to Pocket Change
You can automatically save money when you shop with your debit card.
*Free Withdrawals
We provide flexibility to allow you access to your money whenever you need it.
Grow Your Money
Prioritize growing your money over frequent transactions yet still have easy access to your funds.
Free Digital Banking
Access to our digital banking app is completely free.
*Withdraw up to three times per month. If exceeding more than three withdrawals per month, a $3 service charge will be applied per each additional withdrawal
You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri.
You'll need a major debit or credit card to initiate the opening balance.
Opening Deposit: $100
You will receive a verification email from us for additional information about your new checking account.
To open a Standard Savings account, you’ll need your Social Security Number, a valid government-issued ID such as a driver’s license, and you must be a Missouri resident. You’ll also need a major debit or credit card to fund the $100 opening deposit.
Maintain an average daily balance of $100 or more to avoid the $3 monthly service charge, and enroll in electronic statements to avoid an additional $3 paper statement fee.
You can make three free withdrawals per month. Each additional withdrawal beyond that limit will incur a $3 service charge.
© 2025 FSCB - All rights reserved Bank NMLS 412605 Backed by the full faith and credit of the U.S. Government. First State Community Bank is not registered as a broker-dealer or investment advisor. Investment products and services are offered by First State Financial Management through the registered broker-dealer NBC Securities. Any products and services offered by FSCB are separate and distinct from those offered through NBC Securities.
FDIC-Insured - Backed by full faith and credit of the U.S. Government
© 2025 FSFM - All rights reserved Securities and advisory services offered through NBC Securities, Inc., a Registered Investment Advisor. Member FINRA/SIPC. FSFM is a subsidiary of First State Community Bank. The FSFM name is used by certain employees of First State Community Bank who offer securities, advisory and insurance products and services through NBC, Securities, Inc. NBC Securities, Inc., is under separate ownership from any other named entity. Not Bank Guarantee ▪ May Lose value ▪ Not a Bank Deposit ▪ Not insured by FDIC or Any Other Government Agency NBC Securities, Inc., Client Relationship Summary
Copyright © 2025 First State Insurance Agency, Inc First State Insurance Agency is an affiliate of First State Community Bank due to common ownership. Not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.