Mastercard Debit Card
First State Community Bank Debit Mastercard, gives you fast and easy access to your money, but with security and simplicity that cash can’t offer. Learn More.
Ready to experience life to the fullest? With travel opportunities, special events and more, this account for individuals 55+ lets you take life to the next level.
Most accounts are focused on saving money for the future. And while Horizons Checking accounts are interest bearing, the focus is on providing benefits and opportunities that you can take advantage of today! Whether it is travel benefits, special events and more, this account is about living your best life today.
Interest Earning: You are 55 or better and want to watch your money grow over time while still maintaining access to your funds.
Travel Opportunities: You like to travel with a group, especially when its organized and coordinated by someone else and discounted.
Access to free MoneyPass ATMs nationwide: You want unlimited, no-fee access to nationwide MoneyPass ATMs.
Pocket change: You want access to automatically save money while you shop when using your debit card linked to a savings account through Pocket Change program.
Money management resources: You want resources to help you track your budget, monitor spending, and gain insights into financial habits through our Money Management tools.
Special events: You like to attend events such as bingo, trivia, lunch and learns, and like to mingle and connect with others.
Mastercard ID theft protection: You want peace of mind knowing your personal information is protected through our Mastercard ID Theft Program.
Mastercard Debit Card
First State Community Bank Debit Mastercard, gives you fast and easy access to your money, but with security and simplicity that cash can’t offer. Learn More.
Free Digital Banking
Manage your bank accounts at your convenience at any time. Plus get features like mobile deposits, bill pay electronic statements, and more!
Learn More.
Free Wire Transfers
Electronically move money from one bank to another (domestic only).
Free Money Sweeps
Keep your account protected to avoid overdraft fees.
Free Stop Payments
Protects you against lost or stolen checks.
Free Money Orders and Cashier’s Checks
One Box of Club Checks per Year
20% off a Safe Deposit Box
You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri.
You'll need a major debit or credit card to initiate the opening balance.
Opening Deposit: $50
You will receive a verification email from us for additional information about your new checking account.
Maintain an average daily ledger balance of $1,500 to avoid an $8 monthly service charge.
OR
Maintain a monthly direct deposit to reduce the monthly service charge by $4.00
As an FSCB Horizons member you gain access to exciting experiences like quarterly events hosted at your local branch, and exclusive group travel opportunities - both domestic and abroad. Join us today, your next adventure awaits!
Extended Travel
Branch Events
The Horizons Checking account is designed for customers aged 55 and older who want to enjoy secure banking, social opportunities, and benefits that help their money grow. Applicants must also be Missouri residents.
You can avoid the $8 monthly service charge by maintaining an average daily ledger balance of $1,500 or reduce it by $4.00 with a monthly direct deposit.
Members receive a First State Community Bank Debit Mastercard, free digital banking, one free box of club checks per year, free money orders, cashier’s checks, stop payments, wire transfers, and money sweeps, plus a 20% discount on a safe deposit box and access to special events and travel opportunities.