Disclosures

First State Insurance Agency, INC. (FSIA) is an affiliate of First State Community Bank due to a common ownership. FSIA is; not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.

Electronic messages

Electronic messages sent by First State Insurance Agency, INC. personnel may contain confidential and legally protected information, intended only for the use of the individual or entity named in the message header. The authorized recipient of this information is prohibited from disclosing this information to any other party. If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution, or action taken in reliance on the contents of this electronic message and/or any attachments is strictly prohibited. If you have received this electronic message in error, please notify the sender immediately to arrange for your electronic email address to be removed from the senders email address book and/or distribution list and delete the message in its entirety. Thank you for your compliance.

Compensation

For performing sales and service activities, our agency generally receives commission and other forms of incentive compensation from various insurance companies and suppliers with which we have in place a previously existing contingent commission agreement. This compensation is based upon a combination of factors including written premium volume, premium growth, premium or policy retention, and/or underwriting profitability – either individually or in concert with similar producers.

Coverage confirmation

All requests to place or change coverage will be confirmed in writing. Coverage should not be considered bound until you have received such confirmation. Please remember that a quotation is not a guarantee of coverage or binder. It is a quotation only.

Medicare Disclosure:

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Notice:

This website contains confidential and proprietary information that may be legally privileged. You must not review, retransmit, convert to hard copy and use or disseminate this website or any attachments to it. Any views or opinions expressed in this website are those of the sender and do not necessarily express those of First State Insurance Agency, INC. may not have produced some or all of the contents of this website or any attachments.

First State Insurance Agency, INC. utilizes an encryption service to protect the privacy of email containing personal sensitive information such as social security and account numbers, and to comply with federal and state data security laws.

We at First State Insurance Agency, INC. are not lawyers, but insurance brokers and consultants. Our review of contract insurance requirements provided to you is not intended to be a legal review, nor to provide legal advice. We review only the insurance sections of contracts. Should you require legal advice, please consult an attorney.