Business Solutions

We Are Here to Help With All of Your Business Needs

At FSCB, we can support you with everything from credit card payments, invoicing, bookkeeping and more. Our team can help you craft the offerings that make the most sense for your business.

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Advanced Business Solutions with FSCB

Merchant Services

Looking to process electronic payments? We can help with that! Our merchant services open up a world of possibilities for your business.

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Commercial Credit Cards

First State Community Bank’s MasterCard Commercial Credit Card provides a way to increase purchasing power while meeting a variety of daily business needs. Cards can be used anywhere MasterCard is accepted.

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Autobooks

Autobooks provides the accounting tools your business needs to be flexible and efficient. From professional invoicing to automated bookkeeping, your day-to-day business needs will run more smoothly with this solution.

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Digital Banking

Step into the digital world with ease. Our digital banking solutions focus on transparency and ease of use, along with a dedicated team to help with any challenges along the way.

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Key Features

Accept Payments

Make Payments

Manage Funds

Merchant Services

Our Merchant Services tools are ideal for business customers needing to collect debit and credit payments in-store or online. We'll do the legwork and make it easier for you to accept debit/credit card payments. Contact us today, and we'll work to tailer a program for your payments processing needs. We offer:

Free pricing analysis to compare FSCB with your current merchant processor.
Competitive rates on debit and credit transactions.
Local, on-demand support - we’ll come to you.
Variety of equipment options for those needing point-of-sale systems, card readers, and more.

Remote Deposit

With Remote Deposit, you can deposit checks into your business account from anywhere. The service is great for business with limited staff or businesses with long distances to the bank. With Remote Deposit, you'll be able to:

Manage who makes and sees deposits on a secure site.
Increase cash flows and speed up check collection.

ACH Payment Collection

ACH Payments - or Automatic Clearing House - can save you time by automating customer payments. As an ACH originator, we provide you the ability to create credit and debit entries for ACH payment types, including collections from customers, tenants, members, donors, and more. Key benefits include:

More convenient and secure than accepting check payments.
Predictable and steady cash flow with next-day access to funds.

ACH Credit Payments

As an ACH Automated originator, your business can issue payment, including payroll processing, vendor payments, and tax payments. Making ACH payments provides many business benefits:

Reduce risks by eliminating paper checks.
Provides an additional benefit to your employees with ease of payroll deposits.
Make secure and expedited payments - no more waiting for the check to clear.

Wire Services

Ideal for businesses that need to send guaranteed funds with same-day processing. Wire customers can easily access and submit wire transfers through Business Online Banking. Benefits include:

Eliminates risks of writing and mailing checks.
A secure method of sending funds.
Guaranteed same-day fund transfers.

Commercial Credit Cards

A Commercial Credit Card provides a way to increase purchasing power while meeting a variety of daily business needs. Our cards can be used anywhere MasterCard is accepted. By using a business credit card, your business can: