Claims

    Unexpected issues are never fun. Whether you’re new to insurance or a seasoned pro, First State Insurance Agency makes the process simple and transparent. From start to finish, our team is here to assist with your claims so you can focus on what matters most.

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    Our Claims Process
    We work with you to:

    check Communicate with adjusters and carriers on your behalf

    checkExplain your coverage and how claims are handled

    checkCoordinate repairs and replacements

    check Provide continuous updates and guidance

    check Partner with you to give peace of mind throughout the process

    File With Confidence: Your 6-Step Claim Guide

    1. Report the Incident

    Contact your agent as soon as possible.

    2. Document Everything

    Gather photos and important details.

    3. Review Coverage

    Understand what is covered and what isn't.

    4. Work With an Agent

    We’ll help you navigate every step.

     

    5. Stay Informed

    Receive updates throughout your claim.

    6. Resolve & Recover
    Your resolution is our priority.

    Our Coverage Offerings 

     

    Wrongful Acts Liability

    Water Districts
    Law Enforcement Liability
    Fire Districts

    Airport Operations

    Drug Task Force
    Water Treatment

    Ready to get started?

    Get personalized support from someone who understands your local community and can guide you through every step of the process.

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    © 2025 FSCB - All rights reserved Bank NMLS 412605 Backed by the full faith and credit of the U.S. Government. First State Community Bank is not registered as a broker-dealer or investment advisor. Investment products and services are offered by First State Financial Management through the registered broker-dealer NBC Securities. Any products and services offered by FSCB are separate and distinct from those offered through NBC Securities.

    Equal Housing Lender Member FDIC

    FDIC-Insured - Backed by full faith and credit of the U.S. Government

    © 2025 FSFM - All rights reserved Securities and advisory services offered through NBC Securities, Inc., a Registered Investment Advisor. Member FINRA/SIPC. FSFM is a subsidiary of First State Community Bank. The FSFM name is used by certain employees of First State Community Bank who offer securities, advisory and insurance products and services through NBC, Securities, Inc. NBC Securities, Inc., is under separate ownership from any other named entity. Not Bank Guarantee ▪ May Lose value ▪ Not a Bank Deposit ▪ Not insured by FDIC or Any Other Government Agency NBC Securities, Inc., Client Relationship Summary

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    Copyright © 2025 First State Insurance Agency, Inc First State Insurance Agency is an affiliate of First State Community Bank due to common ownership. Not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.

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