FDIC-Insured — Backed by full faith and credit of the U.S. Government

    We Are Here to Help With All of Your Business Needs

    At FSCB, we can support you with everything from credit card payments, invoicing, bookkeeping and more. Our team can help you craft the offerings that make the most sense for your business.

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    Advanced Business Solutions with FSCB

    Merchant Services

    Commercial Credit Cards

    Autobooks

    Digital Banking

    Key Features

    Accept Payments
    Make Payments
    Manage Funds
    Merchant Services
    Merchant Services

    Our Merchant Services tools are ideal for business customers needing to collect debit and credit payments in-store or online. We'll do the legwork and make it easier for you to accept debit/credit card payments. Contact us today, and we'll work to tailer a program for your payments processing needs. We offer: 

    • Free pricing analysis to compare FSCB with your current merchant processor.
    • Competitive rates on debit and credit transactions.
    • Local, on-demand support - we’ll come to you.
    • Variety of equipment options for those needing point-of-sale systems, card readers, and more.
    Remote Deposit
    Remote Deposit

    With Remote Deposit, you can deposit checks into your business account from anywhere. The service is great for business with limited staff or businesses with long distances to the bank. With Remote Deposit, you'll be able to: 

    • Manage who makes and sees deposits on a secure site.
    • Increase cash flows and speed up check collection.
    ACH Payment Collection
    ACH Payment Collection

    ACH Payments - or Automatic Clearing House - can save you time by automating customer payments. As an ACH originator, we provide you the ability to create credit and debit entries for ACH payment types, including collections from customers, tenants, members, donors, and more. Key benefits include: 

    • More convenient and secure than accepting check payments.
    • Predictable and steady cash flow with next-day access to funds.
    ACH Credit Payments
    ACH Credit Payments

    As an ACH Automated originator, your business can issue payment, including payroll processing, vendor payments, and tax payments. Making ACH payments provides many business benefits:

    • Reduce risks by eliminating paper checks.
    • Provides an additional benefit to your employees with ease of payroll deposits.
    • Make secure and expedited payments - no more waiting for the check to clear.
    Wire Services
    Wire Services

    Ideal for businesses that need to send guaranteed funds with same-day processing. Wire customers can easily access and submit wire transfers through Business Online Banking. Benefits include:

    • Eliminates risks of writing and mailing checks.
    • A secure method of sending funds.
    • Guaranteed same-day fund transfers.
    Commercial Credit Cards
    Commercial Credit Cards

    A Commercial Credit Card provides a way to increase purchasing power while meeting a variety of daily business needs. Our cards can be used anywhere MasterCard is accepted. By using a business credit card, your business can: 

    • Make quick & easy purchases.
    • Simplify bookkeeping.
    • Delegate & control employee spending.
    • Earn competitive rebates.
    • Customize usage and spending limits for each authorized user.
    Online Bill Payment
    Online Bill Payment

    Pay all invoices quickly and easily in one place. With our online bill payment system, available through FSCB Business Digital Banking, you can: 

    • Conveniently schedule one-time and recurring bill payments.
    • Reduce time and costs writing and mailing paper checks.
    ACH/Wire Access
    ACH/Wire Access

    Make payroll and vendor payments easier and less time-consuming. Accept ACH payments from customers.

    Positive Pay
    Positive Pay

    Secure your deposits and payments from check fraud by uploading check information through your online account.

    Learn More

    Bill Pay
    Bill Pay

    Conveniently schedule one-time and recurring bill payments. Reduce the time spent paying your bills.  

    Transfer Funds
    Transfer Funds

    Make real-time transfers between your First State Community Bank accounts.  

    User Management
    User Management

    Allow multiple users with varying levels of access and authorization. 

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    Alerts

    Set up alerts to keep you informed about your balance, upcoming due dates, or even savings goals. 

    Have specific questions about our comprehensive business solutions? We’re here to help!

     

     

    Not Sure Where to Start?

    Call Us

    Monday - Friday: 8:00 am - 10:00 pm
    Saturday - Sunday: 8:00 am - 5:00 pm
    Message Us

    Send our customer service team a message and we will get back to you.
    Visit Us

    Come by a local FSCB branch to speak with us in person.