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Serving our community because it's who we are.

Why First State Community Bank
Looking to create your dream space?

Home Equity Line of Credit (HELOC)

Consider a HELOC to fund your dreams. Use your home equity to create the space you've always wanted.

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Homeowner Resource

Mortgage Calculators

Plug and play calculators to help you make an informed decision.

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Ready to purchase a home?

Let us Help!

Our dedicated team of professionals will guide you through the process. We will be by your side every step of the way to take your dreams from the closing table to the welcome mat!

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Digital Banking

Bank from anywhere with FSCB's digital banking tools.

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Personal Banking

Open an Account

You can open and fund a checking or savings account online. Get started today.

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About FSCB

Why Bank with Us?

First State Community Bank's vision is to help each customer achieve financial success. It could be a new house, it could be starting a new business, or it could even be properly maintaining a checking account. Wherever you are on your journey, our tools and our team will be your guide.

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Local Roots

Local Roots

Since we opened our doors back in 1954, we’ve grown a lot, but we remain true to our roots.

What Matters to You Matters to Us

What Matters to You Matters to Us

You work hard, so we work hard—with personal service and a get-it-done mindset

Community-led Banking

Community-led Banking

Neighbor-to-neighbor banking—strong relationships are the foundation of our approach

FSCB Financial Resource Center

We help with financial know-how

We’re here to help you throughout your financial journey. Visit our resource center for helpful tips and tricks.


7 Money Management Tips to Improve Your Finances

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Staying the Course: Retirement Planning Strategies During Uncertain Times

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4 Tips for Building an Emergency Fund Savings Account

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The Smart Homeowner’s Guide to Refinancing

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See what our customers have to say

Loan expert consults customer about his financial needs.

The main reason I would recommend First State Community Bank is the people. The people are truly amazing. They have surpassed our expectations on so many levels. They’re truly a partner with us.”

Don B.

I’d recommend First State Community Bank to everybody – not only personal, but small businesses and large businesses. The network of people and the resources they offer are unlike anybody else.”

Erin M.

I would describe First State Community Bank as supportive, dedicated, and professional.”

Ed B.

First State Community Bank has been a vital part in our business to help us get to where we are. When we started this whole endeavor, I really wanted a bank that we could connect with and have a real relationship with. Without them it would have been a tougher journey.”

Kevin P.

Our son is enrolled in the Junior Savers Club here at the bank, and he absolutely loves it. It’s teaching him the value of saving money and instilling a good ethic for later in life.”

Belinda H.

One of the decisions that played a key factor in switching to First State Community Bank is that when we need a loan, the decision is made in a quick, timely manner with the board here in this bank locally, not sent off to St. Louis or Kansas City.”

Matthew G.

Contributions that they have made during the school year just really drives home the belief that they in the community we serve.”

Leigh R.

Read our latest blog posts


First-Time Home Buyer Advice for Buying a Home in Missouri

Most people dream of owning their own house, but saving the money you need for your dream

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How Much Does It Cost to Retire?

How much money will you need when you are ready to retire? It’s a tough question, but one

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How to Cut Your Monthly Expenses

Everyone wants to save money. The more money you can save, the more you have for the

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