<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id={477842172606238}&amp;ev=PageView&amp;noscript=1">

Serving our community because it's who we are.

Why First State Community Bank
Latest Updates & News

A Complete Guide to Budgeting

In this guide, we’ll show you exactly how to create a budget that will help you manage your money with confidence and achieve your financial goals. Click to read or download the complete guide.

Get Your Copy
Resources for Businesses

Small Business Relief Programs

Learn how we can help your business during this difficult time.

Get Details

Today's Rates

home loan rates
Home Loan Rates

30- Year Conventional as low as (APR)

Rates above are for purchase transactions and are current as of 9/16/2021*

3.135%
Get Details

Digital Tools

Bank from anywhere with FSCB's digital tools.

Get Details
Personal Banking

Open an Account

You can open and fund a checking or savings account online. Get started today.

Get Details
Businessman wearing hat looking at camera
About FSCB

Why Bank with Us?

First State Community Bank's vision is to help each customer achieve financial success. It could be a new house, it could be starting a new business, or it could even be properly maintaining a checking account. Wherever you are on your journey, our tools and our team will be your guide.

Learn more
Local Roots

Local Roots

Since we opened our doors back in 1954, we’ve grown a lot, but we remain true to our roots.

What Matters to You Matters to Us

What Matters to You Matters to Us

You work hard, so we work hard—with personal service and a get-it-done mindset

Community-led Banking

Community-led Banking

Neighbor-to-neighbor banking—strong relationships are the foundation of our approach

FSCB Financial Resource Center

We help with financial know-how

We’re here to help you throughout your financial journey. Visit our resource center for helpful tips and tricks.

Blog

7 Money Management Tips to Improve Your Finances

Read Now

Guide

Staying the Course: Retirement Planning Strategies During Uncertain Times

Download Now

Video

4 Tips for Building an Emergency Fund Savings Account

Watch Video

Guide

The Smart Homeowner’s Guide to Refinancing

Download Now

See what our customers have to say

Loan expert consults customer about his financial needs.

The main reason I would recommend First State Community Bank is the people. The people are truly amazing. They have surpassed our expectations on so many levels. They’re truly a partner with us.”

Don B.

I’d recommend First State Community Bank to everybody – not only personal, but small businesses and large businesses. The network of people and the resources they offer are unlike anybody else.”

Erin M.

I would describe First State Community Bank as supportive, dedicated, and professional.”

Ed B.

First State Community Bank has been a vital part in our business to help us get to where we are. When we started this whole endeavor, I really wanted a bank that we could connect with and have a real relationship with. Without them it would have been a tougher journey.”

Kevin P.

Our son is enrolled in the Junior Savers Club here at the bank, and he absolutely loves it. It’s teaching him the value of saving money and instilling a good ethic for later in life.”

Belinda H.

One of the decisions that played a key factor in switching to First State Community Bank is that when we need a loan, the decision is made in a quick, timely manner with the board here in this bank locally, not sent off to St. Louis or Kansas City.”

Matthew G.

Contributions that they have made during the school year just really drives home the belief that they in the community we serve.”

Leigh R.

Read our latest blog posts

4 Best Side Hustles for Additional Income

In recent years, the term “side hustle” has gained traction as American millennials have

Read More
Mobile Banking

5 Ways to Keep Your Mobile Banking Account Secure

Mobile banking has exploded in recent years. According to an Ipsos-Forbes Advisor survey,

Read More
Financial Planning

4 Best Financial Goal Planning Tools of 2021

Planning for your financial future may seem like a lofty goal, but it’s never been easier

Read More