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Serving our community because it's who we are.

Why First State Community Bank
COVID-19 Mortgage Relief

SAFHR - Mortgage Assistance to Homeowners

The State Assistance for Housing Relief (SAFHR) for Homeowners provides mortgage assistance for eligible Missouri residents who have been impacted by the COVID-19 pandemic. This program assists in preserving homeownership and creating housing stability by preventing foreclosure and displacement for Missourians in need through the U.S. Treasury’s Homeowner Assistance Fund (HAF).

Apply here
Homeowner Resource

Mortgage Calculators

Plug and play calculators to help you make an informed decision.

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Ready to purchase a home?

Let us Help!

Our dedicated team of professionals will guide you through the process. We will be by your side every step of the way to take your dreams from the closing table to the welcome mat!

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Digital Tools

Bank from anywhere with FSCB's digital tools.

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Personal Banking

Open an Account

You can open and fund a checking or savings account online. Get started today.

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About FSCB

Why Bank with Us?

First State Community Bank's vision is to help each customer achieve financial success. It could be a new house, it could be starting a new business, or it could even be properly maintaining a checking account. Wherever you are on your journey, our tools and our team will be your guide.

Learn more
Local Roots

Local Roots

Since we opened our doors back in 1954, we’ve grown a lot, but we remain true to our roots.

What Matters to You Matters to Us

What Matters to You Matters to Us

You work hard, so we work hard—with personal service and a get-it-done mindset

Community-led Banking

Community-led Banking

Neighbor-to-neighbor banking—strong relationships are the foundation of our approach

FSCB Financial Resource Center

We help with financial know-how

We’re here to help you throughout your financial journey. Visit our resource center for helpful tips and tricks.


7 Money Management Tips to Improve Your Finances

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Staying the Course: Retirement Planning Strategies During Uncertain Times

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4 Tips for Building an Emergency Fund Savings Account

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The Smart Homeowner’s Guide to Refinancing

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See what our customers have to say

Loan expert consults customer about his financial needs.

The main reason I would recommend First State Community Bank is the people. The people are truly amazing. They have surpassed our expectations on so many levels. They’re truly a partner with us.”

Don B.

I’d recommend First State Community Bank to everybody – not only personal, but small businesses and large businesses. The network of people and the resources they offer are unlike anybody else.”

Erin M.

I would describe First State Community Bank as supportive, dedicated, and professional.”

Ed B.

First State Community Bank has been a vital part in our business to help us get to where we are. When we started this whole endeavor, I really wanted a bank that we could connect with and have a real relationship with. Without them it would have been a tougher journey.”

Kevin P.

Our son is enrolled in the Junior Savers Club here at the bank, and he absolutely loves it. It’s teaching him the value of saving money and instilling a good ethic for later in life.”

Belinda H.

One of the decisions that played a key factor in switching to First State Community Bank is that when we need a loan, the decision is made in a quick, timely manner with the board here in this bank locally, not sent off to St. Louis or Kansas City.”

Matthew G.

Contributions that they have made during the school year just really drives home the belief that they in the community we serve.”

Leigh R.

Read our latest blog posts


7 Financing Tips Before You Buy Your First Car

Most people dream of the day they get their first car. When you get your license, you

Read More

4 Key Differences Between Savings and Checking Accounts

Where do you keep your money? Unless you are storing cash in your mattress (not

Read More

7 Holiday Budgeting Tips You Can’t Afford to Miss

The holiday season is a wonderful time of the year for many families across the United

Read More