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Serving our community because it's who we are.

Why First State Community Bank
Latest Updates & News

A Complete Guide to Budgeting

In this guide, we’ll show you exactly how to create a budget that will help you manage your money with confidence and achieve your financial goals. Click to read or download the complete guide.

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Resources for Businesses

Small Business Relief Programs

Learn how we can help your business during this difficult time.

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Today's Rates

home loan rates
Home Loan Rates

30- Year Conventional as low as (APR)

Rates above are for purchase transactions and are current as of 01/20/2022

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Digital Tools

Bank from anywhere with FSCB's digital tools.

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Personal Banking

Open an Account

You can open and fund a checking or savings account online. Get started today.

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About FSCB

Why Bank with Us?

First State Community Bank's vision is to help each customer achieve financial success. It could be a new house, it could be starting a new business, or it could even be properly maintaining a checking account. Wherever you are on your journey, our tools and our team will be your guide.

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Local Roots

Local Roots

Since we opened our doors back in 1954, we’ve grown a lot, but we remain true to our roots.

What Matters to You Matters to Us

What Matters to You Matters to Us

You work hard, so we work hard—with personal service and a get-it-done mindset

Community-led Banking

Community-led Banking

Neighbor-to-neighbor banking—strong relationships are the foundation of our approach

FSCB Financial Resource Center

We help with financial know-how

We’re here to help you throughout your financial journey. Visit our resource center for helpful tips and tricks.


7 Money Management Tips to Improve Your Finances

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Staying the Course: Retirement Planning Strategies During Uncertain Times

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4 Tips for Building an Emergency Fund Savings Account

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The Smart Homeowner’s Guide to Refinancing

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See what our customers have to say

Loan expert consults customer about his financial needs.

The main reason I would recommend First State Community Bank is the people. The people are truly amazing. They have surpassed our expectations on so many levels. They’re truly a partner with us.”

Don B.

I’d recommend First State Community Bank to everybody – not only personal, but small businesses and large businesses. The network of people and the resources they offer are unlike anybody else.”

Erin M.

I would describe First State Community Bank as supportive, dedicated, and professional.”

Ed B.

First State Community Bank has been a vital part in our business to help us get to where we are. When we started this whole endeavor, I really wanted a bank that we could connect with and have a real relationship with. Without them it would have been a tougher journey.”

Kevin P.

Our son is enrolled in the Junior Savers Club here at the bank, and he absolutely loves it. It’s teaching him the value of saving money and instilling a good ethic for later in life.”

Belinda H.

One of the decisions that played a key factor in switching to First State Community Bank is that when we need a loan, the decision is made in a quick, timely manner with the board here in this bank locally, not sent off to St. Louis or Kansas City.”

Matthew G.

Contributions that they have made during the school year just really drives home the belief that they in the community we serve.”

Leigh R.

Read our latest blog posts


How to Organize Your Money Digitally

Good money management depends on solid organization of your finances. This can be a

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Financial Planning

How Many Checking Accounts Should I Have?

Along with savings accounts, checking accounts are one of the foundational financial

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6 Tips to Improve Your Finances and Reduce Financial Stress

A recent survey shows that 72 percent of Americans suffer from money-related stress,

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