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Health Savings Accounts

Enjoy a tax advantage account that can help you pay for qualified medical, dental, and vision expenses.

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Why Choose a FSCB Health Savings Account?

This is an account that has tax benefits associated with using funds to pay for qualified medical expenses. It takes just $50 to open the account and works side-by-side with your health insurance to provide advantages through tax benefits.

If you have a high deductible insurance plan and want tax deductions on your contributions, this is a great option for you. Not only do you get tax free earnings but also tax free withdrawals when used for eligible health care costs.

Key Features of a Health Savings Account

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Tax Free

You have a high deductible insurance plan and want tax deductions on your contributions, tax free earnings on the account and tax-free withdrawals when used for eligible health care costs.
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Money Management Resources

Resources to help you track your budget, monitor spending, and gain insights into financial habits through our money market tools.
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Funds Roll Over From Year to Year

This is not a “use it or lose it” account. You have the flexibility to roll funds over from year to year if they are unused.

 

Tips to Save:
  • Go paperless and enroll in electronic statements to avoid a $3.00 monthly paper statement fee.
  • Maintain an average daily ledger balance of $1,000+ to avoid a $2.00 monthly service charge. 

Stop By a Branch Near You to Open an Account Today

Whenever you’re ready to start your financial journey, we are here to help you find the best option for you.

Opening Deposit: $50

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Frequently Asked Questions

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