Home Loans

From first time buying to investment properties, our local team will help you navigate your home-buying journey with ease.

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Meet Our Mortgage Lending Team

Hailey Bauwens
NMLS# 1696714
Missouri Service Area: Perry County, Cape Girardeau County, Scott County, New Madrid County, Dunklin County, Pemiscot County
 
Apply with Hailey
Dawn Laumann
NMLS# 675502
Missouri Service Area: Warren County
 
 
 
 
Apply with Dawn
Taylor Miller
NMLS# 1453285
Missouri Service Area: St. Francois County, Ste. Genevieve County, Madison County, Iron County
 

Apply with Taylor
Karen Montgomery
NMLS# 713238
Missouri Service Area: Laclede County, Pulaski County, Phelps County, Saline County, Audrain County, Randolph County, Macon County
Apply with Karen
Amber Nelson
NMLS# 1515503
Missouri Service Area: Jefferson County, Washington County, Boone County
 

Apply with Amber
Casey Otten
NMLS# 403094
Missouri Service Area: Franklin County, Warren County, Crawford County, Gasconade County

 
Apply with Casey
Jody Crowe
NMLS# 569769
Missouri Service Area: Boone County, Cooper County
Apply with Jody
Carmen Range
Phone:
NMLS# 2703993
Missouri Service Area: Jefferson County
Apply with Carmen
 
Not sure who to apply with?

 If you don’t see your county listed above, contact us and we’ll connect you with the right mortgage loan officer who can help.
Just reach out below and a member of our team will reach out to you.

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Home Loans through FSCB

At FSCB, we recognize that each person's path to homeownership is unique. That's why our mortgage experts are here to help you navigate and choose the home loan that best suits your needs. We're here to make your dream home a reality.

Small House

Conventional

For someone with a strong credit history and a down payment who fewer government requirements and potentially lower costs.

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FHA House

Federal Housing Administration

For first-time homebuyers or those looking for loan options with less strict financial requirements or smaller down payments.

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VA House

Veteran Affairs (VA)

For Veterans, active-duty service members, and certain members of the National Guard and Reserves.

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USDA

USDA

For individuals or families looking for a zero down payment mortgage option who wish to purchase in a qualified rural or suburban area.

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Missouri Housing Development Commission

Missouri Housing Development Commission

For those who meet MHDC income and purchase price limits and would like interest-free down payment assistance.

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JUMBO

Jumbo

For those with high income who are seeking to purchase or refinance luxury or high-value properties.

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Mortgage Refinance

Mortgage Refinance

For those seeking to lower their monthly payments, reduce their interest rate, or tap into their home’s equity.

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HELOC mobile cover

Home Equity

For those considering home improvements or renovations, a HELOC gives you access to flexible funds with lower interest rates.

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Adjustable Rate Mortgages

Learn more about our adjustable rate options. We have specific resources designed to tell you everything you need to know.

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Learn more

Find the payment option that's right for you.

 

 

Frequently Asked Questions

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