Home Loans
From first time buying to investment properties, our local team will help you navigate your home-buying journey with ease.
Meet Our Mortgage Lending Team
Dawn Laumann
Taylor Miller
Karen Montgomery
Amber Nelson
Casey Otten
Jody Crowe
If you don’t see your county listed above, contact us and we’ll connect you with the right mortgage loan officer who can help.
Just reach out below and a member of our team will reach out to you.
Home Loans through FSCB
At FSCB, we recognize that each person's path to homeownership is unique. That's why our mortgage experts are here to help you navigate and choose the home loan that best suits your needs. We're here to make your dream home a reality.
Conventional
For someone with a strong credit history and a down payment who fewer government requirements and potentially lower costs.
Federal Housing Administration
For first-time homebuyers or those looking for loan options with less strict financial requirements or smaller down payments.
Veteran Affairs (VA)
For Veterans, active-duty service members, and certain members of the National Guard and Reserves.
USDA
For individuals or families looking for a zero down payment mortgage option who wish to purchase in a qualified rural or suburban area.
Missouri Housing Development Commission
For those who meet MHDC income and purchase price limits and would like interest-free down payment assistance.
Jumbo
For those with high income who are seeking to purchase or refinance luxury or high-value properties.
Mortgage Refinance
For those seeking to lower their monthly payments, reduce their interest rate, or tap into their home’s equity.
Home Equity
For those considering home improvements or renovations, a HELOC gives you access to flexible funds with lower interest rates.
Adjustable Rate Mortgages
Learn more about our adjustable rate options. We have specific resources designed to tell you everything you need to know.
Find the payment option that's right for you.
Frequently Asked Questions
FSCB offers a wide range of mortgage options, including Conventional, FHA, VA, USDA, MHDC assistance, Jumbo loans, and mortgage refinancing—each designed to fit different financial goals and homeownership needs.
With local lenders who understand your market, competitive rates, down payment assistance options, and an easy online application, FSCB provides personalized guidance to make your home-buying experience seamless from start to finish.
Yes! FSCB’s mortgage experts specialize in supporting first-time buyers with accessible loan options like FHA and MHDC programs that offer smaller down payments and potential interest-free assistance.
