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Financial Management Insurance 877-955-3722
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    FDIC-Insured - Backed by full faith and credit of the U.S. Government

    Serving our community because it's who we are.

    Why First State Community Bank
    Looking to create your dream space?

    Home Equity Line of Credit (HELOC)

    Consider a HELOC to fund your dreams. Use your home equity to create the space you've always wanted.

    Get Details
    Homeowner Resource

    Mortgage Calculators

    Plug and play calculators to help you make an informed decision.

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    Ready to purchase a home?

    Let us Help!

    Our dedicated team of professionals will guide you through the process. We will be by your side every step of the way to take your dreams from the closing table to the welcome mat!

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    Digital Banking

    Bank from anywhere with FSCB's digital banking tools.

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    Personal Banking

    Open an Account

    You can open and fund a checking or savings account online. Get started today.

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    About FSCB

    Why Bank with Us?

    First State Community Bank's vision is to help each customer achieve financial success. It could be a new house, it could be starting a new business, or it could even be properly maintaining a checking account. Wherever you are on your journey, our tools and our team will be your guide.

    Learn more
    Local Roots

    Local Roots

    Since we opened our doors back in 1954, we’ve grown a lot, but we remain true to our roots.

    What Matters to You Matters to Us

    What Matters to You Matters to Us

    You work hard, so we work hard—with personal service and a get-it-done mindset

    Community-led Banking

    Community-led Banking

    Neighbor-to-neighbor banking—strong relationships are the foundation of our approach

    FSCB Financial Resource Center

    We help with financial know-how

    We’re here to help you throughout your financial journey. Visit our resource center for helpful tips and tricks.

    Blog

    7 Money Management Tips to Improve Your Finances

    Read Now

    Guide

    Staying the Course: Retirement Planning Strategies During Uncertain Times

    Download Now

    Video

    4 Tips for Building an Emergency Fund Savings Account

    Watch Video

    Guide

    The Smart Homeowner’s Guide to Refinancing

    Download Now
    Checking Account Tools
    Digital Banking Tools
     Explore Financial Resources
    Explore Financial Resources
     Life insurance quote
    Get a Life Insurance Quote

    See what our customers have to say

    Loan expert consults customer about his financial needs.
    “

    The main reason I would recommend First State Community Bank is the people. The people are truly amazing. They have surpassed our expectations on so many levels. They’re truly a partner with us.”

    Don B.

    “

    I’d recommend First State Community Bank to everybody – not only personal, but small businesses and large businesses. The network of people and the resources they offer are unlike anybody else.”

    Erin M.

    “

    I would describe First State Community Bank as supportive, dedicated, and professional.”

    Ed B.

    “

    First State Community Bank has been a vital part in our business to help us get to where we are. When we started this whole endeavor, I really wanted a bank that we could connect with and have a real relationship with. Without them it would have been a tougher journey.”

    Kevin P.

    “

    Our son is enrolled in the Junior Savers Club here at the bank, and he absolutely loves it. It’s teaching him the value of saving money and instilling a good ethic for later in life.”

    Belinda H.

    “

    One of the decisions that played a key factor in switching to First State Community Bank is that when we need a loan, the decision is made in a quick, timely manner with the board here in this bank locally, not sent off to St. Louis or Kansas City.”

    Matthew G.

    “

    Contributions that they have made during the school year just really drives home the belief that they in the community we serve.”

    Leigh R.

    Read our latest blog posts

    Loans

    First-Time Home Buyer Advice for Buying a Home in Missouri

    Most people dream of owning their own house, but saving the money you need for your dream

    Read More
    Retirement

    How Much Does It Cost to Retire?

    How much money will you need when you are ready to retire? It’s a tough question, but one

    Read More
    Budgeting

    How to Cut Your Monthly Expenses

    Everyone wants to save money. The more money you can save, the more you have for the

    Read More

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    First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.