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FDIC-Insured — Backed by full faith and credit of the U.S. Government
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Student Checking Accounts

An account that’s fee-free with e-statement enrollment if you’re 12-22 and starting your financial journey.

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Why choose a Student Checking Account?

We believe that learning is not just tied to the classroom. This account provides the opportunity for financial skills to be learned from a young age. With no minimum balance and a low initial deposit, these skills can also be learned without the risk of needing to keep large sums of money in these accounts.

 

No Fees

You are between 12-22 and want the benefits of an account without the fees.

No Minimum Balance

You don't want to have the pressure of maintaining a minimum balance in the account.

Mastercard ID Theft Protection

You want peace of mind knowing your personal information is protected through our Mastercard® ID Theft Protection. Sign Up. 

Access to Free ATMs Nationwide

You want unlimited, no-fee access to nationwide ATMs; click here to find a free MoneyPass® ATM near you.  

Money Management Resources

You want resources to help you track your budget, monitor spending, and gain insights into financial habits through our Money Management tools. 

Access to Pocket Change

You want access to automatically save money while you shop when using your debit card linked to a savings account through our Pocket Change program. Enroll Now. 

Tip to Save:

Go paperless and enroll in electronic statements to avoid a $3.00 monthly statements paper fee.

Open Your Account in 3 Simple Steps

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1. Enter your personal information

You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri.

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2. Fund your account

You'll need a major debit or credit card to initiate the opening balance.

Opening Deposit: $10

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3. Welcome to the FSCB family

You will receive a verification email from us for additional information about your new checking account. 

Frequently Asked Questions

Not Sure Where to Start?

Call Us

Monday - Friday: 8:00 am - 10:00 pm
Saturday - Sunday: 8:00 am - 5:00 pm
Message Us

Send our customer service team a message and we will get back to you.
Visit Us

Come by a local FSCB branch to speak with us in person.