FDIC-Insured — Backed by full faith and credit of the U.S. Government

    Operating & Equipment Loans

    FSCB's lending program is designed to meet the day-to-day demands of managing your farming operation. We help you manage seasonal and sometimes unpredictable cash flow, providing the right tools to get the job done. Let us support your agricultural needs with flexible operating and equipment loans to help your business thrive.

     

     
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    Eligible Equipment

    Whether you need tractors, implements, trucks, or other equipment, we offer a variety of financing options to meet every equipment needs, whether you're buying new or used. Not sure if something qualifies?

    We're here to help you find the best financing options for your farming needs.


     

    Combines
    Tractors
    Planters
    Mowers
    Sprayers
    Semi-Trucks
    Mixers
    Grain Trucks
    Trailers
    • Hopper Bottoms
    • Cattle Trailers
    • Flat Beds
    • Head Trailers
    • Etc.
    And More

    Operating and Equipment Loans Offered:

    In-House

    • Fixed Rate Options Up To 5 Years
    • 80% Loan-to-Value Requirement 
    • Monthly/Annual Payment Options
    • New & Used Equipment Loans

    FSA

    • Guaranteed Operating Lines of Credit
    • Guaranteed Equipment Loans

    In-House

    • Line of Credit - Used for crop inputs and livestock purchases, and operation needs.
    • Fixed and Floating Interest Rate Options 
    • Annual Renewal - Based on a collection of recent tax returns and balance sheets.

    Required Documents:

    money orders

    Three Years of Tax Returns.
    (Personal & Business)

    Group 8605
    Balance Sheet
    (Personal & Business)
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    Machinery Info
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    Driver's License
    contract
    Sales Contracts
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    Crop Projections

    Not Sure Where to Start?

    Call Us

    Monday - Friday: 8:00 am - 10:00 pm
    Saturday - Sunday: 8:00 am - 5:00 pm
    Message Us

    Send our customer service team a message and we will get back to you.
    Visit Us

    Come by a local FSCB branch to speak with us in person.