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Operating & Equipment Loans

FSCB's lending program is designed to meet the day-to-day demands of managing your farming operation. We help you manage seasonal and sometimes unpredictable cash flow, providing the right tools to get the job done. Let us support your agricultural needs with flexible operating and equipment loans to help your business thrive.

 

 
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Eligible Equipment

Whether you need tractors, implements, trucks, or other equipment, we offer a variety of financing options to meet every equipment needs, whether you're buying new or used. Not sure if something qualifies?

We're here to help you find the best financing options for your farming needs.


 

Combines

Tractors

Planters

Mowers

Sprayers

Semi-Trucks

Mixers

Grain Trucks

Trailers

  • Hopper Bottoms
  • Cattle Trailers
  • Flat Beds
  • Head Trailers
  • Etc.

And More

Operating and Equipment Loans Offered:

In-House

  • Fixed Rate Options Up To 5 Years
  • 80% Loan-to-Value Requirement 
  • Monthly/Annual Payment Options
  • New & Used Equipment Loans

FSA

  • Guaranteed Operating Lines of Credit
  • Guaranteed Equipment Loans

In-House

  • Line of Credit - Used for crop inputs and livestock purchases, and operation needs.
  • Fixed and Floating Interest Rate Options 
  • Annual Renewal - Based on a collection of recent tax returns and balance sheets.

Required Documents:

money orders

Three Years of Tax Returns.
(Personal & Business)

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Balance Sheet
(Personal & Business)
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Machinery Info
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Driver's License
contract
Sales Contracts
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Crop Projections

Not Sure Where to Start?

Call Us

Monday - Friday: 8:00 am - 10:00 pm
Saturday - Sunday: 8:00 am - 5:00 pm
Message Us

Send our customer service team a message and we will get back to you.
Visit Us

Come by a local FSCB branch to speak with us in person.

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