FDIC-Insured — Backed by full faith and credit of the U.S. Government
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Empowering Missouri’s Communities — One Project at a Time

Tailored banking and financing solutions for municipalities, school districts, and public entities. We are one-stop shop for all your banking needs!

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Government Lending & Depository Services

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Depository Services

Depository Services

We offer comprehensive depository services designed for the unique needs of municipalities and other public organizations. 

 

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Lending Services for Public and Government Entities

Lending Services for Public and Government Entities

Our Municipal Services Team provides cost-effective financing solutions. 

 

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Digital Banking & Business Services

Digital Banking & Business Services

Our digital banking platform is built for efficiency and security. 

 

Your Local Partner in Public Finance

First State Community Bank (FSCB) is a Missouri-based financial institution with over 50 locations and a legacy of supporting public entities since 1954. We’ve financed over $390 million in projects and manage over $680 million in deposits for cities, schools, and districts across the state. Our decentralized model ensures decisions are made locally, backed by the strength of a $4 billion+ asset organization.

 

Seamless Transitions, Zero Disruption

We handle everything from proposals to service after implementation, ensuring your operations continue smoothly. Our team prepares all documentation and supports onboarding every step of the way.

Not Sure Where to Start?

Call Us

Monday - Friday: 8:00 am - 10:00 pm
Saturday - Sunday: 8:00 am - 5:00 pm
Message Us

Send our customer service team a message and we will get back to you.
Visit Us

Come by a local FSCB branch to speak with us in person.