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Debit Card Tips to Maximize Benefits During the Holidays

For many families, the holidays bring a flurry of shopping and spending. As this season approaches, remember that there are benefits for FSCB customers using their FSCB Debit Mastercard® when purchasing gifts, decorations, food, and other holiday expenses.

Your FSCB Debit Mastercard® can help you avoid fraud, streamline checkout, and even contribute to your savings account. Here are some tips to get the best value possible from your debit card this holiday season.


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Take advantage of Pocket Change to build up your savings as you shop.

With the Pocket Change savings program, your debit card can help you make small contributions to your savings account—even when you’re spending more than usual on holiday expenses.

Pocket Change rounds up the cost of each transaction you make with your FSCB Debit Mastercard®, takes the difference between your transaction price and the even dollar amount, and makes a deposit into your savings account.

For example, if you make a purchase for $9.20, Pocket Change will round that charge up to an even $10, and deposit $0.80 into your savings account. It’s a great way to generate a little savings off of each purchase you make without having to think about it!



Use free ATM withdrawals to track your holiday spending with cash.

Working on a strict holiday budget, or just trying new strategies to keep your spending in check this year? With an FSCB Debit Mastercard®, you can make free ATM withdrawals from more than 25,000 ATMs across the country. You can also use these ATMs to check account balances and perform other basic banking tasks.

Paying in cash can help increase your awareness of your spending and improve your money management around the holiday season. And, if you’re in a pinch and don’t have cash on hand to cover a purchase, your Debit Mastercard® has you covered.

Lock your debit card if you lose it or notice suspicious activity on your account.

The holiday season is a prime time for scammers looking to steal banking information or just to make purchases with someone else’s debit card. If you lose your debit card or suspect that your debit card information has been compromised, you can quickly lock your card to prevent future purchases.

FSCB can then issue you a new debit card, safeguarding your hard-earned money.


6 Tips for Creating Your Holiday Shopping List


Enjoy extra security through FSCB fraud specialists.

All debit card owners have control over locking their account to stop fraudulent spending. But your FSCB card is additionally supported by anti-fraud technology that automatically raises a flag when suspicious spending activity is identified. 

If fraudulent activity is suspected, a member of the FSCB team will reach out to you to verify the activity before allowing additional charges to the card. 

Enjoy the same security and benefits when shopping online or in-store.

Your debit card is an essential financial tool that expands your shopping options during the holiday season. While you can easily swipe and pay for purchases in a brick-and-mortar store, an FSCB Debit Mastercard® can also be used for online purchases anywhere that accepts major credit cards.

A debit card can also be added to your phone’s mobile wallet, enabling convenient, contact-free payments.

Shop smarter this holiday season.

Your FSCB Debit Mastercard® offers the same purchasing capabilities as a credit card, without the risk of running up a credit card balance that takes months to pay off. Keep this card in your wallet to take advantage of its convenient features, as well as its saving and money management tools.

Discover more holiday shopping tips—download The Ultimate Holiday Budgeting Checklist & Planner today.


Download The Ultimate Holiday Budgeting Checklist & Planner


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