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    FDIC-Insured - Backed by full faith and credit of the U.S. Government

    Let Our Local Team of Experts Assist in Personalizing your Business Banking 

    Our local team of experts is committed to finding the perfect match for your business. Our top-tier services are designed to support your business's growth and stability, offering personalized solutions tailored to meet the unique challenges of your industry. Let us help you navigate the complexities of the financial world with our personalized approach and local touch. We understand your business is unique, and so are your banking needs.

    Book a Session with a Member of Our Team

    Meet Our Local Team of Experts

    Schedule an appointment above to review your business banking profile. 

    Dakota Seabourne

    Business Support Manager

    Garett Boatright

    Business Services Specialist

    Kayli Naramore

    Business Services Analyst

    Colby Yordy

    Business Services Specialist

    Shelby Logsden

    Business Services Specialist

    Nathan Todd

    Business Services Specialist

    Trevor Rinne

    Business Services Specialist

    Reduce Costs by BUNDLING your Business Checking with Our Business Services  

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    Business Checking

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    A straightforward business account designed for simplicity. Learn More Here

     

     

    Commercial Checking

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    A tailored account with access to treasury management service(s) and a local team of experts with strategic advice to help you reach your long-term goals. Learn More Here

     

    Accept Payments

    MERCHANT SERVICES

    MERCHANT SERVICES

    Our Merchant Services tools are ideal for business customers needing to collect debit and credit payments in-store or online. We'll do the legwork and make it easier for you to accept debit/credit card payments. Contact us today, and we'll work to tailer a program for your payments processing needs. We offer: 

    • Free pricing analysis to compare FSCB with your current merchant processor
    • Competitive rates on debit and credit transactions
    • Local, on-demand support - we'll come to you 
    • Variety of equipment options for those needing point-of-sale systems, card readers, and more


    REMOTE DEPOSIT

    REMOTE DEPOSIT

    With Remote Deposit, you can deposit checks into your business account from anywhere. The service is great for business with limited staff or businesses with long distances to the bank. With Remote Deposit, you'll be able to: 

    • Manage who makes and sees deposits on a secure site
    • Increase cash flows and speed up check collection 
    ACH PAYMENT COLLECTION

    ACH PAYMENT COLLECTION

    ACH Payments - or Automatic Clearing House - can save you time by automating customer payments. As an ACH originator, we provide you the ability to create credit and debit entries for ACH payment types, including collections from customers, tenants, members, donors, and more. Key benefits include: 

    • More convenient and secure than accepting check payments
    • Predictable and steady cash flow with next-day access to funds 

    Make Payments

    ACH CREDIT PAYMENTS

    ACH CREDIT PAYMENTS

    As an ACH (Automated originator, your business can issue payment, including payroll processing, vendor payments, and tax payments. Making ACH payments provides many business benefits: 

    • Reduce risks by eliminating paper checks
    • Provides an additional benefit to your employees with ease of payroll deposits
    • Make secure and expedited payments - no more waiting for the check to clear 

     

    WIRE SERVICES

    WIRE SERVICES

    Ideal for businesses that need to send guaranteed funds with same-day processing. Wire customers can easily access and submit wire transfers through Business Online Banking. Benefits include: 

    • Eliminates risks of writing and mailing checks 
    • A secure method of sending funds
    • Guaranteed same-day fund transfers 
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    COMMERCIAL CREDIT CARDS

    A Commercial Credit Card provides a way to increase purchasing power while meeting a variety of daily business needs. Our cards can be used anywhere MasterCard is accepted. By using a business credit card, your business can: 

    • Make Quickly & Easy Purchases
    • Simplify Bookkeeping
    • Delegate & Control Employee Spending 
    • Earn Competitive Rebates
    • Customize usage and spending limits for each authorized user 
    ONLINE BILL PAYMENT

    ONLINE BILL PAYMENT

    Pay all invoices quickly and easily in one place. With our online bill payment system, available through FSCB Business Digital Banking, you can: 

    • Conveniently schedule one-time and recurring bill payments
    • Reduce time and costs writing and mailing paper checks 

    Manage Funds

    WIRE ACCESS

    ACH/WIRE ACCESS

    Make payroll and vendor payments easier and less time-consuming. Accept ACH payments from customers. 

     






    POSITIVE PAY

    POSITIVE PAY

    Secure your deposits and payments from check fraud by uploading check information through your online account. Click Icon to Learn More. 

    BILL PAY

    BILL PAY

    Conveniently schedule one-time and recurring bill payments. Reduce the time spent paying your bills.  

    VIEW YOUR STATEMENTS

    VIEW YOUR STATEMEMTS

    View & organize statements online in one convenient location as soon as they're available. Receiving and storing your statements online helps to protect yourself against identity theft.  

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    TRANSFER FUNDS

    Make real-time transfers between your First State Community Bank accounts.  

    SECURE TRANSACTIONS

    SECURE TRANSACTIONS

    First State Community Bank has additional security features such as tokens and dual control authority.  

    USER MANAGEMENT

    USER MANAGEMENT

    Allow multiple users with varying levels of access and authorization. 

    ALERTS

    ALERTS

    Set up alerts to keep you informed about your balance, upcoming due dates, or even savings goals. 

    MOBILE ACCESS

    MOBILE ACCESS

    Manage your accounts from your mobile device using the FSCB Mobile Banking App. 

    We Love Our Customers

    SEE WHAT OUR CUSTOMERS HAVE TO SAY ABOUT US

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    First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.