Accept Payments

Portrait of vendor services and a star.
Merchant Services

Our Merchant Service tools are ideal for business customers needing to collect debit and credit payments in-store or online. We’ll do the legwork and make it easier for you to accept debit/credit card payments. Contact us today, and we’ll work to tailor a program for your payment processing needs. We offer:

  • Free pricing analysis to compare FSCB with your current merchant processor
  • Competitive rates on debit and credit transactions
  • Local, on-demand support – we’ll come to you
  • Variety of equipment options for those needing point-of-sale systems, card readers, and more

REMOTE DEPOSIT
Remote Deposit

With Remote Deposit, you can deposit checks into your business account from anywhere. The service is great for businesses with limited staff or businesses with long distances to the bank. With Remote Deposit, you’ll be able to:

  • Manage who makes and sees deposits on a secure site
  • Increase cash flow and speed up check collection

Portrait of a coin above a hand.
ACH Payment Collection

ACH Payments – or Automatic Clearing House - can save you time by automating customer payments. As an ACH originator, we provide you the ability to create credit and debit entries for ACH payment types, including collections from customers, tenants, members, donors, and more. Key benefits include:

  • More convenient and secure than accepting check payments
  • Predictable and steady cash flow with next-day access to funds

Make Payments

Different forms of money
ACH Credit Payments

As an ACH (Automated originator, your business can issue payment, including payroll processing, vendor payments, and tax payments. Making ACH payments provides many business benefits:

  • Reduces risks by eliminating paper checks
  • Provides an additional benefit to your employees with ease of payroll deposits
  • Make secure and expedited payments – no more waiting for the check to clear

Portrait of a Globe and a camera
Wire Services

Ideal for businesses that need to send guaranteed funds with same-day processing. Wire customers can easily access and submit wire transfers through Business Online Banking. Benefits include:

  • Eliminates risks of writing and mailing checks
  • A secure method for sending funds
  • Guaranteed same-day fund transfers

credit cards -updated icon
Commercial Credit Cards

A Commercial Credit Card provides a way to increase purchasing power while meeting a variety of daily business needs. Our cards can be used anywhere MasterCard is accepted. By using a business credit card, your business can:

  • Make Quick & Easy Purchases
  • Simplify Bookkeeping
  • Delegate & Control Employee Spending
  • Earn Competitive Rebates
  • Customize usage and spending limits for each authorized user

ONLINE BILL PAYMENT
Online Bill Payment

Pay all invoices quickly and easily in one place. With our online bill payment system, available through FSCB Business Online Banking, you can:

  • Conveniently schedule one-time and recurring bill payments
  • Reduce time and costs writing and mailing paper checks

Manage Funds

Dollar Bill and a lock
ACH/Wire Access

Make payroll and vendor payments easier and less time-consuming. Accept ACH payments from customers.

A picture of a credit card, pencil, and computer.
Positive Pay

Secure your deposits and payments from check fraud by uploading check information through your online account.

A coin above a hand
Bill Pay

Conveniently schedule one-time and recurring bill payments. Reduce the time spent paying your bills.

A document and a building
View Your Statements

View & organize statements online in one convenient location as soon as they’re available. Receiving and storing your statements online helps to protect yourself against identity theft.

A coin with arrows pointing in different directions horizontally
Transfer Funds

Make real-time transfers between your First State Community Bank accounts.

A credit card going inside a computer with a lock on the inside
Secure Transactions

First State Community Bank has additional security features such as tokens and dual control authorization.

A human inside of a settings icon
User Management

Allow multiple users with varying levels of access and authorizations.

A smartphone which has an exclamation point popping out of it.
Alerts

Set up alerts to keep you informed about your balance, upcoming due dates, or even savings goals.

A person holding a smartphone
Mobile Access

Manage your accounts from your mobile device using the FSCB Mobile Banking App.

Read our latest blog posts

business banking

6 Smart Business Tax Planning Strategies To Consider

End-of-year taxes are a significant part of tax planning for any business. Even if you’re

Read More
business banking

How to Manage Your Business Finances

We’ve all heard the dismal stats on the percentage of small businesses that fail. But

Read More
business banking

How Business Owners Can Achieve Financial Freedom

Ask 10 different business owners what financial freedom means to them, and you’re likely

Read More