Use the equity in your home for any purchase.

Consolidate debt, remodel your home, go on a dream vacation, or make a big purchase.

If you’re a homeowner, you may be able to use the equity in your home to make purchases – including home improvements. With our team, you’ll have the option to choose between a loan or a line credit. Both have different benefits, so contact us today, and we’ll work to find the right solutions for you. We offer:

• Flexible, competitive rates
• Line of Credit or Conventional Term Loans

Home Equity Line of Credit Details

• Minimum loan amount of $5000
• Interest-only payments available until the maturity date
• Maximum loan amount 85% of the value of property
• First State Community Bank covers all closing costs
• Make advances with a check, in person or via phone

Features and Benefits

• Maximum loan amount 85% of the value of property
• Variety of loan terms are available.