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Consolidate debt, remodel your home, go on a dream vacation, or make a big purchase.

If you’re a homeowner, you may be able to use the equity in your home to make purchases – including home improvements. With our team, you’ll have the option to choose between a loan or a line credit. Both have different benefits, so contact us today, and we’ll work to find the right solutions for you. We offer:

  • Flexible, competitive rates
  • Line of Credit or Conventional Term Loans
Home Equity Line of Credit Details
  • Minimum loan amount of $5000
  • Interest-only payments available until the maturity date
  • Maximum loan amount 85% of the value of property
  • First State Community Bank covers all closing costs
  • Make advances with a check, in person or via phone
Features and Benefits
  • Maximum loan amount 85% of the value of property
  • Variety of loan terms available.

Contact Us

Husband and wife smile at each other as their family enters their new home.