<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id={477842172606238}&amp;ev=PageView&amp;noscript=1">

Open An Account

 

However you like to manage your money, you’ll find a checking account that makes it easy—with convenient tools like mobile and online banking.

Personal Checking Options
Helpful Benefits
Earns Interest
Opening Deposit
Monthly Service Fee

Preferred Checking

Open An Account

Full access to your cash without a minimum balance requirement, featuring identity theft protection. IDProtect®

No

$50

Ways to Reduce or Eliminate Monthly Service Fee.

The monthly service charge of $8.00 can be reduced by $4.00 for each of the following services:

  • Electronic Statements
  • Direct Deposit totaling at least $1,000 per month
  • $10,000 in combined average daily ledger balance in personal deposit accounts (includes checking, savings, money market, and CDs)
  • Max reduction is $8

Horizons Club Checking

Open An Account

The ideal interest-earning account for those 50 and better. Includes exclusive membership into the Horizons Club.
Includes: IDProtect®, earns interest,
one box of club checks per year, 20% off one safe deposit box. Also, no fees for money orders, cashier’s checks, account sweeps, stop payments & domestic wire transfers.

Yes

$50

The monthly membership fee of $8.00 will be waived by meeting one of the following requirements:

  1. Maintaining a direct deposit & 2 qualifying products**
  2. $10,000.00 in the combined average daily ledger balance in personal deposit accounts*

Super NOW Checking

Open An Account

Earn interest while still having easy access to your funds. Enjoy unlimited check writing and check images with your monthly statement.

Yes

$2500

The monthly service charge of $8.00 will be waived if the average daily ledger balance is $2,500.00 or more.

Student Checking

Open An Account

Full access to your cash without a minimum balance requirement or monthly service fee. Learn more here.

No

$10

This account is available for ages 12-22 at no charge. The account will be converted to a Preferred Checking account at age 23.

Free eChecking

Open An Account

Full access to your cash without a minimum balance requirement.

No

$50

Avoid a $4.00 monthly statement fee by signing up for electronic statements.

New Opportunity Checking

Open An Account

You may have experienced financial trouble in the past. You may have even had trouble opening a checking account. With New Opportunity Checking from First State Community Bank, you can be on your way to financial success.

No

$50

$7.95 with Direct Deposit, $9.95 without Direct Deposit.

Cash Card - Debit Account

Open An Account

The Cash Card is ideal for those who need a simple account with debit card access. It's also great for those who have had trouble opening a traditional type of account. Reach for Cash Card for a quick and easy way to pay.

No

$50; waived for customers without funds setting up government direct deposit.

$7.95 with Direct Deposit, $9.95 without Direct Deposit.

Online Banking

Access your accounts and manage your finances conveniently, securely, and on your time. Check balances, pay bills, review account activity, transfer money, and more.

Learn More
Woman looks at online banking on her phone.

Mobile Banking App

The app provides the same online banking access on-the-go, from your mobile device.

Learn More

Customer logs into First State Community Bank's mobile app on her phone.

Debit MasterCard®

You can pay with the confidence that your accounts are being monitored and protected by a team of fraud specialists in our FSCB Fraud Center.

Learn More

Customer pulls First State Community Bank card out of blue wallet.

MoneyPass

With your FSCB Debit Card you will enjoy access to over 37,000 surcharge-free MoneyPass® ATMs across the country. Make convenient deposits without a branch visit at thousands of locations found on our easy-to-use online and app ATM locators. There is no limit to the number of times you can access a MoneyPass® surcharge-free ATM. If it is a MoneyPass ATM, it is free for you to use anytime, anywhere.

Find an ATM Near You

Man smiles while he knocks on door.

Save Your Pocket Change

We will round up your debit card transactions to the nearest dollar and deposit the difference into your savings account. You can spend and save!

Enroll Now

Customer purchases goods at store using a credit or debit card.

Read our latest blog posts

budgeting

How to Cut Your Monthly Expenses

Everyone wants to save money. The more money you can save, the more you have for the

Read More
money management

Say Bah Humbug to These Holiday Scams

The holiday season is a time of celebration, gatherings with friends and family, and

Read More
financial planning

Wealth-Building Facts & Hacks Every Teen Should Know

As a high school student, you’re forced to think about your future a lot. You’re

Read More