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Loans. Locally Grown.

At First State Community Bank, we have a long history of helping farmers and hunters succeed. From hobby farms to large-scale operations, we’ve got you covered. Our dedicated agricultural lending experts have years of experience and can help you determine the best financing option.

Many of the communities we serve were built on the backbone of agriculture. As a bank with deep roots in agricultural lending, we have an in-depth understanding of the economic cycles and unique demands that affect our agricultural communities.

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Operating Loans

This lending program is designed to meet the day-to-day demands of managing your operation. It can be used for many needs, helping you manage seasonal and sometimes unpredictable cash flow.

Equipment Loans

Tractors, implements, trucks ... You need the right tools to get the job done. Whether you’re buying new or used, we can help. We offer a variety of financing options to meet every equipment need.

Real Estate

Whether you’re starting out or purchasing new ground, we’ve got you covered. An Ag Real Estate Loan is a great option for Farm Land/Acreage, Hunting Acreage, Grain Bins, Machine Sheds, Barns/Out Buildings, and Large-Scale Confinement Operations. Beginning farmers have the option to partner with FSCB on a Farm Service Agency loan that provides first-time farmland buyers the opportunity to purchase land at fixed rates.

Junior Lender Program

The Junior Lender Program provides the opportunity for a 4-H or FFA member to obtain financing for their annual county fair projects.

Contact Us

Please contact us today if you have any questions or need further information on how FSCB can help meet your agriculture loan needs.

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Veterinary Financing Program

FSCB offers special veterinarian practice financing for those who are new to the business. We also have the tools you need to manage your finances and expenses. Interested in acquiring a practice? We have financing and planning tools that will help you through the investment process.

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