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Retirement Planning Tips

1. Estimate a target date for your retirement.
2. Decide how much you need to accumulate by your assumed retirement date.
3. Ask about your Social Security benefits.
4. Upgrade your use of tax-advantaged plans such as a 401K.
5. Talk with your banker about IRA options.
6. Don't touch your savings. Long-term savings should be off limits for everything except retirement.
7. Find a professional financial advisor that you are comfortable with.
8. Thoroughly review your savings and contributions annually.
9. Calculate the estimated mean inflation rate for the rest of your lifetime and plan accordingly.
10. Use all the resources available to you to make a diverse and calculated retirement plan.