Personal Checking Accounts

Account

Name

Key

Benefits

Opening

Deposit

Monthly Service Fee

Reduce (or eliminate)

the Monthly Service Fee

Financial

Tools

Preferred Checking

Most preferred checking account featuring identity theft protection.

Account includes ID Protect® – a solution to help protect your identity while helping you pro-actively monitor your credit.

$50.00

$8.00

Monthly service charge will be reduced by $4.00 for each of the following services:

a) Electronic Statements

b) Direct Deposits totaling at least $1,000.00 per month

c) $10,000 in combined average daily ledger balance in personal deposit accounts*

Access to Online Banking Suite Convenient Mobile Banking

MoneyTrack Online Financial Management

Access to over 25,000 free ATMs with the MoneyPass Nationwide ATM Network

Horizons Club Checking

The ideal account for those 50 and better. Includes exclusive membership into the Horizons Club.

Account includes ID Protect® and is an Interest-bearing account. It also includes: One Box of Club Checks per Year, 20% Safe Deposit Box Discount, No Charge for Money Orders, Cashier’s Checks, Sweeps, Stop Payments & Wire Transfers

$50.00

$8.00

Call your local branch and ask to speak to the Horizons Club Director for more details.

Access to Online Banking Suite Convenient Mobile Banking

MoneyTrack Online Financial Management

Access to over 25,000 free ATMs with the MoneyPass Nationwide ATM Network

SuperNOW Checking

Earn interest while having access to premium account benefits.

Interest-bearing Account

$2,500.00

$8.00

Average daily ledger balance ≥ $2,500.00

 

Access to Online Banking Suite Convenient Mobile Banking

MoneyTrack Online Financial Management

Access to over 25,000 free ATMs with the MoneyPass Nationwide ATM Network


Free e-Checking

Full access to your cash without a minimum balance requirement.

Quick and easy access to your  money — all with no monthly fee.

$50.00

Free**

Electronic statement required to avoid $4.00 monthly paper statement fee

Access to Online Banking Suite Convenient Mobile Banking

MoneyTrack Online Financial Management

Access to over 25,000 free ATMs with the MoneyPass Nationwide ATM Network

Student Checking

All access account for on-the-go students ages 16-22.

Available for ages 16 – 22. Includes one Overdraft/Insufficient Funds Waiver Coupon  as well as one free Custom Debit Card.

 

$50.00

Available for ages 16 – 22 at no charge

Account will be converted to Preferred Checking at age 23

Access to Online Banking Suite Convenient Mobile Banking

MoneyTrack Online Financial Management

Access to over 25,000 free ATMs with the MoneyPass Nationwide ATM Network


* Qualified deposit accounts for Preferred Checking include: Checking, Savings, Money Market, CDs and IRAs. ** Electronic Statements Required