Loans

 

First State Community Bank is proud to offer relationship lending. Our loan officers are experienced, professional people who care about you and your credit needs. We take the time to fully understand your unique situation, and we work hard to find the best product to fit your needs.

Some of our loan products include:

Real Estate Loans

  • Agricultural Real Estate
  • Commercial
    • Acquisitions
    • Construction
    • Development
  • Land Only
  • Residential
    • Construction
    • Home Improvement
    • Home Equity Lines of Credit
    • Home Purchase
      • First-time Home Buyer Program
      • FHA
      • USDA
      • Adjustable-rate Mortgages (ARMs)
      • Fixed-rate Mortgages

Commercial Loans

  • Lines of Credit
  • Working Capital
  • Equipment
  • Small Business
  • Community Development

Consumer Loans

  • Automobile
  • Recreational Vehicle
  • Boat
  • Mobile Home
  • Certificate of Deposit as Collateral
  • Personal
  • Overdraft Protection Line of Credit

Agricultural Loans

  • Livestock
  • Equipment
  • 4-H
  • Operating Lines of Credit

Frequently Asked Questions
 


 

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