|
First
State Community Bank offers home financing for terms
up to 30 years with fixed rates! With a fixed rate mortgage, your
monthly payment and interest rate will remain constant for the
life of your loan.
Frequently Asked Questions
Apply here
Some
loan options include:
USDA/Rural Development
Even if you’re not a first-time home buyer, if you have less than 20% to use as a down-payment, this program allows you to borrow up to the appraised value of the home, (allowing you to finance your closing costs). Household income and property location requirements do apply.
FHA
An FHA loan might be just right for you. You do not have to be a first-time buyer. With this government-insured loan, your payment may be lower. With seller assistance, you may qualify for little or no out-of-pocket costs.
Jumbo Purchase
Will your loan amount be over $417,000? If
so, we have a loan for you! You may qualify for up to a 30-year fixed rate.
Refinance
Do you already own your home and want to use
your equity to consolidate debt or do some remodeling? Or would
you like to lower your monthly payments with a lower rate or longer
payback term?
Contact us to discuss
the type of mortgage that best suits your budget and borrowing
needs. Talk with a loan officer at your local branch, or send
us an email and we'll contact you with some information.
|
