Business Accounts

No matter the question, our team is ready to help guide you to financial success. Our team of Commercial Loan Officers, Customer Service Representatives, and experienced Bankers are committed to your business, adding practical knowledge and trusted service that will help improve your bottom line.

Express Business Checking

One of our most popular commercial checking accounts, Express Business Checking has no monthly maintenance fee and requires no minimum balance. Businesses are allowed 200 items per month at no charge (checks, debits, transit items, deposited items, credits). This is the perfect account for businesses with limited transaction needs.

Commercial Checking Plus

This account is designed for businesses with a moderate-to high-level of transaction activity. It also includes a business debit card with application approval and all the benefits of FirstNet for business.***

With high transaction activity, you can take advantage of the earnings allowance to help offset the monthly service fee.

FirstNet for Business

This online Cash Management system allows you to access your statements 24 hours a day, seven days a week. Transfer money, upload your FirstNet files into most accounting programs, control employee access and more. ACH Processing and wire transfers are also available for an additional fee.* Business Customers can view the FirstNet for Business User Guide for tips on how to use the system.

Commercial Loans

Our group of experienced Loan Officers at First State Community Bank will work with you, no matter what type of loan you need. Whether it’s a line of credit for working capital or long-term financing for a real estate purchase, our team will do everything they can to help you business succeed.

Remote Deposit Capture

Looking for a quick and easy way to make deposits for your business? Ask about Remote Deposit Capture from First State Community Bank.

Remote Deposit Capture allows you to electronically transmit checks for deposit. The process provides a quick, easy, and more convenient way to make daily deposits.

Benefits include:

  • Accelerated Clearings
  • Reduced Return Item Risk
  • Enhanced Cash Flow
  • Improved Availability of Funds
  • Reduced Transportation Cost

In order to comply with the Unlawful Internet Gambling Enforcement Act of 2006, FSCB holds the position that we will not open/maintain a business checking account for anyone engaged in a bet or wager that involves the use of the Internet and that is unlawful under any federal or state law (termed “restricted transactions” in the Act).